What will happen if Dongguan Rural Commercial Bank card is not used for a long time?

Because the bank will deduct the annual fee or SMS notification fee and so on. If there is no money in the card, the bank card will not be cancelled after it is not used, and it will be automatically cancelled in a few years.

If the bank card is not used or cancelled, there will be no adverse effects. Because the debit card of the bank savings card is different from the credit card, it has no overdraft function and will not generate a large annual fee. Therefore, if the unused bank card is not cancelled, it will not affect personal credit, and there will be no money in it and no service fee will be deducted.