How often does CITIC Bank receive risk warning messages?

China CITIC Bank issued risk warnings to many users three times, and the short messages can be roughly divided into the following three types:

1. It is suggested that the credit card is limited to personal daily consumption, and it needs to be swiped or withdrawn through formal channels (withdrawal will incur expenses). According to the regulatory requirements, banks have the right to take measures such as reducing the quota and locking cards to ensure the security of credit cards.

2. After monitoring, it is found that your credit card is suspected of cashing out, and the bank that illegally uses the card has the right to take measures such as reducing the credit limit and restricting the use of the card according to the regulatory requirements. It is suggested to standardize the use of cards.

3. According to the regulatory requirements, if the credit card, repayment or personal credit is abnormal, the bank may take measures such as reducing the quota and restricting users. I would like to remind everyone to standardize users, repay on time and cherish credit records.

It is one of the last phenomena that cardholders want to see that credit cards are controlled by the wind, because once credit cards are controlled by the wind, it means that the credit limit will be reduced or the cards will be frozen, and even personal credit information will be affected. But I usually don't know whether my credit card is controlled by the wind in my daily credit card consumption, and I want to know whether I will receive a text message if my credit card is controlled by the wind.

Will the credit card get a text message when it is controlled by the wind?

Whether a credit card will receive a text message during risk control depends on the specific situation. If it is serious, you will receive a related text message, the content is basically: Dear customer, there has been a risky transaction on your X bank credit card recently, so I would like to remind you to standardize the use of the card. Banks will take measures such as reducing the credit card quota in accordance with regulatory requirements to ensure the security of credit cards. If the circumstances are not serious, you can not send text messages, but the amount in the card will be reduced.

The most common phenomenon of credit card being controlled by the wind is that the cardholder illegally cashes in or maliciously overdraws. Once some banks suspect that your credit card is cashing out, they will directly seal the card and reduce the amount without any warning. If the credit card is controlled by the wind, you must prove to the bank that you are using the card normally and you can submit relevant evidence. If it is really illegal, there is no way to solve the problem of being controlled by the wind. You can only keep a good credit card habit in the back and gradually gain the trust of the bank.

Will the credit card get a text message when it is controlled by the wind? As mentioned above, I believe you can learn more about this after reading it. If you want to protect your credit card from risk control, try not to operate illegally.