/kloc-within 0/0 days, three senior executives of CCB Shenzhen Branch were investigated. What did they do?

According to media reports, on April 22nd, the Discipline Inspection and Supervision Team of the State Supervision Commission of the Central Commission for Discipline Inspection in China Construction Bank and the Supervision Commission of Shandong Provincial Commission for Discipline Inspection announced that Han, the former risk director of Shenzhen Branch of China Construction Bank, was suspected of serious violation of the law. As far as I know, as early as mid-April, two other senior executives of Shenzhen CCB Branch were also dismissed, namely, Zhang Xueqing, Deputy Secretary of the Party Committee and Vice President of Shenzhen CCB Branch, and Wang Ye, former Party Secretary and President of Shenzhen CCB Branch, all of whom were suspected of serious violations of the law. This is the third senior executive of Shenzhen Branch of CCB to be investigated within 10 days. So what caused nearly three leaders of CCB Shenzhen Branch to be investigated within ten days? The author arranges the relevant information as follows.

First, it may be regulatory dereliction of duty. In the past year, Shenzhen Branch of China Construction Bank received a large number of fines from the higher regulatory authorities, mainly for failing to conduct due diligence in three loan investigations. For example, on May 8, 20021and 18, China Construction Bank Shenzhen Branch failed to perform its duties due to three inspections of personal consumption loans, and the credit funds were misappropriated; The loan investigation of small and micro enterprises was not in place, and the credit funds were misappropriated, and the Shenzhen Banking Insurance Regulatory Bureau fined 6.5438+0.3 million yuan; On February 15, 2022, CCB Shenzhen Branch failed to perform its duties due to the "three investigations" on loans, and the loan funds were misappropriated; Failing to perform due diligence in loan investigation and review, Shenzhen Banking Insurance Regulatory Bureau fined 6.5438+0.7 million yuan; On February 24, 2022, the product system of the bank was defective; The loan "three investigations" failed to perform their duties and was fined 900,000 yuan by Shenzhen Banking Insurance Regulatory Bureau. Repeated lax inspections have exposed serious problems in the internal management of Shenzhen Branch. As an executive of the branch, he must bear the management responsibility.

Second, it may be suspected of corruption. In the process of "three investigations", it may be suspected of serious corruption. Three bank executives hold important positions. In addition to lax supervision, the three investigations may involve issues such as interest transfer and illegal loan issuance. At present, relevant departments are investigating and collecting evidence.

So to sum up, the three senior executives are mainly responsible for the problems of CCB Shenzhen Branch in recent years, and they are most likely to be suspected of corruption.