What's the matter with texting me about consumer finance right away?

The above-mentioned behavior of the other party belongs to the illegal and criminal behavior of "routine loan", involving fraud, extortion and other crimes. The performance of this kind of illegal crime is:

1. Solicit business in the name of "small loan company" and "guarantee company", sign a loan contract with you, create the illusion of private lending, and defraud you to sign a "inflated loan contract", "yin-yang contract" and real estate mortgage contract under various names such as "liquidated damages" and "deposit", which is obviously unfavorable to you. In the name of peer-to-peer lending, applicants are required to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance.

Second, forge the bank flow and deliberately create the illusion that you have got all the money borrowed from the contract.

Third, arbitrarily identify your breach of contract and ask you to repay the "inflated loan" immediately.

Fourth, maliciously increase the loan amount. When you are unable to pay, the other party introduces other fake "small loan companies" or individuals, or "plays" with other companies to sign new "false loan contracts" with you to "balance the accounts" and further increase the loan amount.

5. Blackmailing "debts" and falsely claiming that they are in court. To achieve the purpose of sending money.

Common sense of prevention

1. Never disclose your ID number, bank card number and bank card password to anyone at any time and place. Most importantly, never disclose all three numbers at the same time.

2. When you can't tell whether the text message is true or false, you should call the bank's enquiry number at the first time. Note: don't call the number left in the text message first!

3. Don't call back with your mobile phone. You'd better find a landline to call back.

4. The best way is to ignore some unfamiliar short messages that are completely unrecognizable.

If you are cheated, please report it immediately.

6. Don't talk to strange text messages-don't believe it, don't be greedy, and don't reply. This is the best way to deal with fraudulent text messages.

7, selling car SMS fraud, please don't believe in selling car SMS at a low price. Selling cars and luxury cars at low prices on SMS is mostly fraudulent information, which can't be so cheap. Remind not to believe it easily.