Still 69 yuan! In 2023, the "Hui Xubao" will be upgraded and returned, with a maximum guarantee of 2 million yuan!

On September 27, Xuzhou held a press conference for the launch of the 2023 "Hui-Xu Bao", announcing that the 2023 "Hui-Xu Bao" would be officially upgraded and launched in Xuzhou and open to the city's basic medical insurance participants. , the price remains unchanged at 69 yuan, the maximum protection is 2 million yuan, and the protection liability is more comprehensive. The 2023 "Hui Xu Insurance" is led by the Xuzhou Municipal Medical Security Bureau and jointly underwritten by PICC Property and Casualty Insurance Company, China Life Insurance and other units. It is Xuzhou City's exclusive supplementary medical insurance and can be used as a "supplementary layer" to the basic medical insurance. The construction of a multi-level medical security system has played a positive role. By participating in the 2023 "Huixu Insurance", you can enjoy medical coverage within the scope of medical insurance reimbursement, medical coverage outside the scope of medical insurance reimbursement, national drug coverage, and rare disease drug coverage. The total annual compensation can be up to 2 million yuan. According to the relevant person in charge of the Xuzhou Municipal Medical Insurance Bureau, the 2023 "Hui Xu Bao" insists on "increasing security without increasing the price" and is still priced at 69 yuan per person, but the security responsibilities have been significantly upgraded. This is mainly reflected in the reduction of the medical insurance deductible to 18,000 yuan within the reimbursement scope of responsibility-one medical insurance, which benefits more people; at the same time, new anti-tumor special mechanism drugs are added, covering high-incidence cancers such as lung cancer and gastric cancer, and a total of 142 types of cancers are covered. Nationally negotiated drugs; in addition to the original rare disease protection mechanism in Jiangsu Province, 49 drugs for 35 rare diseases outside the medical insurance catalog have been newly guaranteed, bringing more hope to patients with rare diseases. It should be noted that if the insured has participated in the "Huixu Insurance" for two consecutive years without any claims, and continues to participate in this product this year, he can enjoy the preferential policy for continuous insurance: the one-year liability deductible in 2023 will be the same as that of the current year The threshold for critical illness insurance in medical insurance is the same, and the compensation ratio is increased to 80%. According to the relevant person in charge of "Huixubao", as of August 31 this year, "Huixubao" has received a total of 45,341 consultation calls and received a total of 5,500 door-to-door customers. The number of claims settlement cases was 7,915, and the maximum cumulative compensation amount paid by a single person was 392,300 yuan. Judging from the types of reported diseases, 98% of cases were compensated for diseases, of which malignant tumors accounted for 32%. The incidence of lung malignant tumors is higher, followed by leukemia, coronary atherosclerotic heart disease, colorectal malignant tumors, and knee joint disease. In order to reduce the burden of medical expenses for major and serious diseases on the needy people, for medical assistance recipients (limited to insured persons in Xuzhou City), the 2023 "Hui Xu Bao" provides annual exemptions for medical insurance within the reimbursement scope of Responsibility 1 Medical Insurance and medical insurance outside the reimbursement scope of Responsibility 2 Medical Insurance. The compensation amount is halved and the reimbursement ratio is increased by 5 percentage points. At present, the insurance channel for "Huixubao" in 2023 has been officially opened. As long as you are a participant of Xuzhou Basic Medical Insurance, you can search for "Huixubao" online through the "Huixubao" WeChat official account or Alipay App. You can also insure your parents, children, spouse, parents-in-law, and parents-in-law! Non-local basic medical insurance participants who work, study, and live in Xuzhou can also apply for insurance. "Huixubao" can support real-time deduction and payment of medical insurance personal account balances. An insured employee's personal account can pay premiums for 8 family members (including himself, parents, spouse and children).