Does ICBC need a U shield for mobile banking transfer?

Not necessarily. At present, in addition to U shield, ICBC's online banking also supports a variety of authentication methods, such as password device, password card and SMS verification payment. If the transfer amount is not high, and the cumulative single transfer amount per day does not exceed 5,000 yuan, users who open ICBC online banking through the counter can choose to transfer directly. If the total amount of a single daily transfer exceeds 5,000 yuan but not more than 20,000 yuan, you can log in to ICBC Online Banking and select Favorites-ICBC ePay- My ICBC ePay- Security Management-SMS to enable SMS payment authentication. The monthly cumulative limit of SMS payment authentication transfer is 50,000 yuan, and adjustment is not supported for the time being.

To sum up, ICBC does not have to use U shield for online bank transfer. If the transfer amount is not high, you can choose direct transfer or SMS authentication transfer, without using physical media such as U shield.

What is the limit of ICBC's online bank transfer?

1, ICBC's online banking electronic password device, the default limit of single transaction and daily cumulative transaction is 50,000.

2. The default transaction limit of ICBC's online banking U shield is:

The first generation U shield is limited to 500,000 yuan, and the daily cumulative amount is 6.5438+0 million yuan; If the SMS authentication service is opened, the limit will be 6,543.8+0,000, with a daily cumulative of 6,543.8+0,000;

The limit of the second generation U shield is 6.5438+0 million, with a daily cumulative of 5 million.

3. The default transaction limit of ICBC's online banking password card is:

Single 500 yuan, daily accumulative 1 1,000 yuan; If SMS authentication service has been opened, the limit is 2,000 yuan for a single transaction and 5,000 yuan for a day; The limit of batch transfer and remittance is 1000 yuan, with a cumulative daily amount of 5,000 yuan.

Extended data:

China Industrial and Commercial Bank is located in China and 28 countries and regions around the world. In 2008, China Industrial and Commercial Bank had 385,609 employees, an increase of 75 12 over the previous year, providing a wide range of high-quality financial products and services to1900,000 individual customers and 3/kloc-0,000,000 corporate customers. There are nearly 65,438+7,000 domestic and foreign institutions, covering most large and medium-sized cities in China and major international financial centers, providing quality services directly to customers; The leading e-banking platform in China has four channels at your fingertips: online, telephone, mobile phone and self-service banking, providing six services: fund management, payment, marketing service, financial management, agency sales and e-commerce; VIP financial center, telephone banking, exclusive channels for online banking and professional financial planners provide unique services for VIP customers. ICBC has also established correspondent bank relations with more than 65,438+0,400 domestic banks and 65,438+022 countries and regions, and its global service network has been further improved.

China Industrial and Commercial Bank regards the first year after listing as the "year of quality service", systematically improves and upgrades its services in terms of business processes, distribution channels, service models and product types, and continues to move towards the goal of building a financial enterprise with the best service in China.