If you use the SMS reminder service of ICBC?

SMS reminder reflects the change of balance. What you said is a brief description of mobile banking (SMS) business.

Mobile banking (short message) refers to a new financial service mode in which customers edit short messages in a specific format and send them to the special service number of the bank, and the bank handles related business for customers according to their instructions, and informs customers of the transaction results in the form of short messages. It can provide you with functions such as inquiry, transfer, remittance, donation, consumption, payment, customization/cancellation of balance change reminder notice. [Back to the top]

Applicable object

Personal customers who can use banking services at any time and anywhere can keep abreast of account information and related consulting needs. [Back to the top]

Characteristic advantage

1. The service is extensive and the application is simple. As long as your mobile phone can send and receive short messages, you can easily enjoy all the services of mobile banking.

2. Rich in functions, convenient and flexible. By sending SMS via mobile phone, you can use services such as account inquiry, transfer and remittance, donation, payment, consumer payment, and customized/cancelled balance change reminder notice.

3. Safe and reliable, with multiple guarantees. Banks use various methods to ensure the safety of your funds layer by layer. [Back to the top]

Initial condition

1. ICBC wealth card, wealth management account, peony smart card, peony credit card and other bank cards have been opened in ICBC with good reputation.

2. Holding mobile phones with numbers provided by cooperative mobile communication operators (currently China Mobile and China Unicom). [Back to the top]

Open process

1. Customers must fill in the information. Customers holding ICBC bank cards should fill in the Application Form for Individual Customer Registration of ICBC Electronic Banking in China and choose to apply for opening mobile banking (SMS).

2. The application materials that the customer should submit to China Industrial and Commercial Bank. Customers who open bank cards locally need to provide: China Industrial and Commercial Bank e-banking personal customer registration application form, their valid identity documents and bank cards to be registered. Customers who have not opened a bank card locally are required to provide: an application for account opening (registration) of wealth management account/personal bank settlement account/electronic bank, or an application for account opening (registration) of peony card/current all-in-one passbook/personal bank settlement account/electronic bank, and their valid identity documents.

3. ICBC will review the materials submitted by you, then carry out relevant business processing, and return the application form and identity confirmation tool to you for verification and signature confirmation. [Back to the top]

Service channels and time

Mobile banking provides you with 7×24 hours service. [Back to the top]

Tax and fee standard

Please refer to the charging standard published by telecom operators for the information charges generated by sending SMS.

Mobile banking charges >>[ Back to the top]

Operation guide

Just write a short message in the specified format and send it to 95588, and the following functions can be realized:

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Matters needing attention

1. Generally, the transaction code consists of the first letter of the transaction name in Chinese pinyin, or you can directly enter the Chinese transaction name.

2. In the short message format, each entry is separated by the separator pound sign (#).

3. ICBC Mobile Banking (SMS) will charge information service fees according to the number of SMS messages you send and transaction fees according to the number of remittances from different places. [Back to the top]

Noun interpretation

1. "Default payment card" refers to the registration card specified when you register for mobile banking (SMS). You can use the default payment card for inquiry, transfer and other services without entering the card number.

2. "Payment password" refers to the password set and confirmed when you register for mobile banking (SMS). The payment password must be entered for business such as transfer, remittance, payment, consumer payment and account cancellation.