Are foreign tourists the same as collections?

Extended data

First, overdue means:

1, many SMS reminders

Compared with private lending, Alipay is more formal and reliable, and will not explode the address book as long as it is overdue, like other mouths. Alipay mainly sends short messages to remind borrowers of overdue amount and time. , and did not use too radical means.

2. Use a third-party collection company for telephone collection.

Ant borrowing is also an online loan. If the borrower fails to repay the loan for more than three months, Alipay will take actions, such as freezing products such as flower buds and borrowing buds, reducing sesame seeds and restricting functions. It may also contact the borrower's contact person every day and call for collection.

3. Title processing

Under normal circumstances, the loan amount is not very high, especially for people who borrow for the first time or have bad credit records, and the amount may only be about 1000 yuan. Even if the borrower does not repay the loan, Alipay will not sue and will not come to the door for collection. It is more likely that the title will punish the borrower.

Second, the impact of overdue.

First of all, within one month after loans overdue, it is inevitable to send a short message and call to remind you of the repayment. If the borrower refuses to answer the phone, the collector will also contact the borrower's family and friends to convey the repayment news on his behalf. As the overdue time goes on, the borrower's sesame score will not only be reduced, but also the credit information will be affected. Then the flower buds and borrowing buds will be frozen, and other products of Ali will be banned. When the borrower is overdue for a long time, and the overdue amount is large, and the borrower still maliciously refuses to repay after repeated collection by Alipay, the borrower will be prosecuted by Alipay, and even face certain criminal responsibility if the circumstances are serious.

In short, whether it is borrowing money, credit cards or other online loans, the consequences of overdue are unbearable, so this requires us to consider our repayment ability when lending, and never delay or blindly consume.