A Brief History of Jining Bank's Development

Jining Bank, formerly known as Jining City Commercial Bank, was established in December 25 with the approval of China Banking Regulatory Commission, opened in August 26, and was renamed Jining Bank in December 29.

Jining bank takes "serving local economy, serving small and medium-sized enterprises and serving urban residents" as its market positioning, giving full play to the advantages of short management chain, fast decision-making speed and flexible operating mechanism of corporate institutions, and its various businesses are developing rapidly.

As of October 213, Jining Bank * * * has set up 35 institutional outlets. Among them, there are 18 departments, 1 business department and 31 local branches, and two off-site branches (Heze Branch and Zaozhuang Branch) and one off-site branch (Zaozhuang Tengzhou Branch) have been set up, and Zibo Branch and Tai 'an Branch are being prepared; There are 991 employees in the bank; The total assets are 17.874 billion yuan, the balance of deposits is 15.152 billion yuan and the balance of loans is 1.729 billion yuan.

In p>21, Jining Bank implemented a new round of capital increase and share expansion, and issued new shares at a premium for the first time. The price per share reached 3.15 yuan, * * * increased capital by 1.449 billion yuan, net capital reached 2.17 billion yuan and capital adequacy ratio reached 22.7%. Through this capital increase and share expansion, the introduction of strategic investors has been completed.

In p>21, Jining Bank completed the preparatory work for international business and began to handle foreign exchange business on December 26th. After the international business of Jining Bank was launched, it became the only banking institution in Jining with direct membership in the National Foreign Exchange Trading Center, which laid the foundation for providing international financial services more quickly in the next step.

In p>21, according to the requirements of the differentiated development strategy, Jining Bank intensified the development of the small and micro loan market, set up a small and micro enterprise franchise branch (small and micro loan center), introduced advanced small and micro loan technology from Germany, and set up a professional small and micro loan team, which effectively enhanced its future development and survival competitiveness.

In p>21, Jining Bank continued to strengthen the development of e-banking. On the basis of launching the Confucian merchant card in 211, it successfully launched new service products such as online banking and SMS banking in 212, which were welcomed by the general public with many free items.

In p>211, Jining Bank will launch the "mobile banking" business, which will completely improve the current bank queuing phenomenon and make it possible to provide financial services to customers anytime and anywhere.

With its good business performance, Jining Bank has won many honors, and has been awarded the titles of "Advanced Grassroots Party Organization" and "Pioneer Grassroots Party Organization" by Shandong Provincial Committee, "Good Team", "Advanced Unit" and "Contribution Award for Supporting Small and Medium-sized Enterprises" by Jining Municipal Committee and Municipal Government for many times. It has been rated as "good bank" by Shandong Banking Regulatory Bureau for three consecutive years and "advanced unit of financial services for small enterprises" for two consecutive years; By the China Banking Association as a "civilized and standardized service demonstration unit"; In 29, the regulatory rating of China Banking Regulatory Commission reached "Grade II+". In 28, China Banking Regulatory Commission ranked the first among the national city commercial banks and the fourth among all banks in the ranking of medium and long-term risk early warning system of banking industry. In 28, it was awarded "AAA Excellent" in the performance evaluation of 183 local financial enterprises in Shandong Provincial Department of Finance, ranking second in the province; Ranked 17th in Banker's ranking of comprehensive competitiveness of national city commercial banks in 29; It was rated as "the most potential bank in central city in 29" by China County Economic News, the newspaper group of Economic Daily.

In p>212, The Banker ranked the top 1 banks in the world, and the China section ranked 1th.