400+009+111/is this Yixin Cui?

400 009111is not the collection phone number of Yixin. CreditEase Customer Service Tel: 028-844 1-9394 CreditEase Manual Repayment Tel: 028-844 1-9394. Now more and more people need funds, and there are more and more ways to borrow money. However, whether it is a formal online lending platform or an illegal online lending platform, such problems will occur. As long as you are one day late, this platform will start bombing you with the phone. In fact, telephone collection is the most common collection method. Of course, when you are faced with crazy phone calls, you can refuse to answer them.

Everyone faces different recruitment situations, and everyone's Sina quality and courage are different. Generally speaking, when your online loan is overdue, the online loan company will have a special collector to call you for collection. Of course, they won't talk to you politely. They will attack you with words, intimidate you and insult you.

1. Usually the collector can't find you or contact you. They will contact your emergency contact first, tell you that you have contacted your family or friends as soon as possible, and suggest that you pay back the money as soon as possible. Some people will raise money for repayment as soon as possible because of their face, and don't want to worry their families. But now many people are as thick-skinned as Bian Xiao. It doesn't matter. At this time, collectors have their own solutions. They will send harassing text messages or phone calls to your contacts in a large area, and will also put pressure on you to repay, but this way will basically lead to the debtor giving up repayment. Nowadays, online lending basically has one purpose, that is, as long as the platform explodes, I will not pay back the money, so the current online lending companies will be very cautious.

In addition, if the payee can't contact the debtor for a long time, they will send a lawyer's letter or a court summons to the debtor in an attempt to put pressure on you through the law. However, Bian Xiao can clearly tell every netizen that except banks, all the lawyer letters sent to you by online lending platforms may be false. In particular, microfinance or the "7 14 anti-aircraft gun" platform itself is illegal. How stupid it is to make a fire. You only owe a few thousand dollars. It's not worth letting them sue you with a lawyer. So don't be afraid or worried in this situation. If there is a subpoena, you can take the initiative to contact the court to confirm whether it is true. Don't be scared by yourself. If you are scared by yourself, you really fall into the trap of collection.

If you encounter a phone call, you are embarrassed not to answer it. On the face of it, the money should be returned. Let them give you some time. Don't always answer irrelevant questions. If you don't answer often, they will think that you just don't want to pay back the money. You show your attitude, express your willingness to repay, negotiate repayment time and reduce interest rates with them. I told the Internet Finance Association that there should be no more than three collection calls every day, otherwise it would be illegal collection. Therefore, when you receive more than three collection calls from the same platform a day, you can complain to the Internet Finance Association about the platform or refuse to answer it.

4. If you encounter the "7 14 anti-aircraft gun" online loan platform, I also wrote it in my previous article. You can keep relevant evidence through legal channels to protect your own interests. To sum up, if there is a telephone collection. Don't panic, don't be afraid. And don't refuse to answer the phone. When it's time for friendly negotiation, negotiate amicably. If the recording retains evidence, the evidence must be retained. Although you owe money, you can turn passivity into initiative. Correctly take legal weapons to protect yourself and your family. Finally, it is best to borrow from regular banks and institutions.

5. General collection: It is mainly concentrated in Hangzhou (057 1), Shenzhen (0755), Beijing (0 10) and Shanghai (02 1), including Chengdu and Qingdao, because these cities can be regarded as platforms for mutual remittance and pooling funds, and the headquarters of many loan companies are here. You can answer at the beginning of these area codes. It is likely to be a collection call from the platform. It is recommended to actively negotiate with them for repayment. Of course, because most loan platforms are different from the head office and branches, it may be that Hangzhou Branch and Beijing Head Office called again, so you can choose to answer, and don't make it clear.