At present, we have received an abnormal transaction reminder message.

Yes, this reminder is generally related to the habit of using cards, consumers and machines. The habit of using the card is whether to swipe the card at ordinary times, whether the time of swiping the card conforms to the normal business hours and the number of swiping the card. Consumer merchants are people who covet low rates and use the merchant's receipt code to brush, so long-term consumers are single. Jumping codes of credit card machines and fake businesses will have an impact.

The most common phenomenon of credit card being controlled by the wind is that the cardholder illegally cashes in or maliciously overdraws. Once some banks suspect that your credit card is cashing out, they will directly close the card and reduce the amount without any warning. If the credit card is controlled by the wind, you must prove to the bank that you are using the card normally, and you can submit relevant evidence. If you really violate the rules, there is no way to solve the problem of being controlled by the wind. You can only keep good credit card habits in the back and gradually gain the trust of the bank. If you want to keep your credit card free from the wind, try not to operate illegally.

After receiving the risk control SMS, the cardholder should check and correct himself, see if there is something wrong with his machine, and correct whether his credit card method is improper. At the same time, it is suggested that card friends use cards in real consumption, online credit card swiping and offline POS machines. Diversified credit card swiping methods are more popular with banks and less likely to be affected by the wind.

Credit card advice:

1, normal card use

Pay attention to observe and analyze your bill every month, and keep at least 30%-50% of the monthly limit, and do not exceed 30% for a single transaction. Don't empty all your cards. It's suggested that 10%-20% be reserved for billing, so that the number of calls inviting installment payment will also be reduced.

2. Statements should be divided into stages appropriately.

Some people never do installment, and it is difficult for banks to earn your installment fee. Always pay in installments, and the bank thinks your repayment ability is insufficient. Therefore, we can only balance ourselves and measure it well. The bill of 65,438+0,000 yuan can be divided into half or one third, and the third and sixth installments are reasonable.

3. Merchants who can cooperate with banks can either go shopping in shopping malls or brush a few strokes in large supermarkets.