China Construction Bank's online banking requires a certificate to be installed when paying. What certificate is that? How to install it?

One: The certificate to be installed during online banking payment of China Construction Bank is the online banking certificate of China Construction Bank.

Two: The specific steps are as follows:

1, go to www.ccb.com, the website of CCB, select "Login" at the top left of the homepage, enter your ID number, login password and additional code, and set the transaction password according to the prompt after success (dynamic password card customers don't need to set it).

2. Enter the SMS verification code received on the mobile phone (CCB Yindun customers do not need to obtain the verification code) and download the certificate according to the prompts. If you buy a prefabricated version of CCB silver shield (note: the prefabricated certificate has an obvious "prefabricated certificate" sign on the outer packaging of CCB silver shield, which can be viewed through the outer packaging. The third digit of CCB silver shield number of prefabricated certificate is "5" or "6"; The process of downloading the certificate is also deleted in the operating instructions), and it is not necessary to download the certificate.

3. If you choose a dynamic password card, you can back up the certificate by selecting "Private key can be exported" when downloading the certificate (please select "Yes, export private key" when backing up the certificate, so that the certificate can be backed up successfully); If "Private key is not exportable" is selected, this certificate can only be used on this computer and cannot be backed up.

4. If you buy CCB Net Silver Shield, please install the management tool of CCB Net Silver Shield before downloading the certificate (G&D and Tian Mingding CCB Net Silver Shield install the certificate management tool through CD; The certificate management tool of China Construction Bank Network Shield is to automatically identify the operating system and whether it is installed or not after you insert it into China Construction Bank Network Shield. , you can also download and install it on CCB's homepage), and the certificate can be downloaded directly to CCB Net Silver Shield. As long as the certificate management tool is installed on the computer, you can connect the online banking shield of CCB to conduct online banking transactions. Please log in to the online banking to download the certificate within seven days after signing the contract.

5. If you have downloaded the online banking certificate before and used the online banking shield of CCB, the certificate will be stored in the online banking shield of CCB when downloading, and you can use it normally after installing the certificate management tool. If the customer is a file certificate or a dynamic password card, but the online banking certificate is lost, he wants to download it again. Because the online banking certificate can only be downloaded once, if it is lost, it cannot be downloaded again. If you have a backup certificate, you can import it and use it. If there is no backup certificate, you need to cancel the online banking, and then go to the CCB counter to re-sign the online banking contract.

6. If you have not signed the online banking contract, you cannot download the online banking certificate. Please bring your ID card, savings card (passbook does not pay online banking) and mobile phone (mobile, Unicom and PHS are all acceptable. Please consult the local counter or call 95533 for how PHS can get the verification code. For the safety of online banking, online banking should choose to buy a dynamic password card or a CCB network shield (please consult the counter for the price), and log in and download the certificate within seven days (please refer to the counter for the price).