China Merchants Bank sent a text message saying that the credit card application was approved. Why is my query still under review?

For CMB credit cards applied through online channels (except door-to-door application and professional application), you need to bring the original ID card to the CMB counter (both in the same city and in different places) for face-to-face signing. If the system passes the preliminary examination, the SMS invitation for face-to-face signing will be triggered, and the time limit for face-to-face signing is 30 days. Failing to apply for a face-to-face interview within the time limit is regarded as an automatic waiver of applying for a credit card, and you cannot submit a credit card application again through online channels within 90 days.