What if Huaan didn't notify to reduce the amount of claims?

Did you keep the loss statement issued by the adjuster of the insurance company, or did you explain it to you before making the claim? If 800 yuan is fixed and 400 yuan is deducted when calculating compensation, the insurance company should get the consent of the insured for whatever reason, instead of paying as much as the insurance company wants.

So first of all, it depends on whether the original documents are kept, or you can ask the insurance company for a copy, and then complain. First, you can complain to the complaint department within the insurance company. Generally, you can call the unified service phone to accept complaints and ask for a clear answer. In addition, just as the local insurance regulatory bureau complained, it reflected the actual situation to the regulatory authorities.

Refusal to pay compensation is clearly stipulated in the insurance law and insurance clauses. For those who do not belong to the insurance liability, the insurance company shall issue a refusal procedure to the insured within 3 days after confirmation.