Dear customers, according to your recent card use and personal credit situation, our bank has frozen your Longka credit card. Can China Construction Bank pay back the money?

Need to go to the bank to thaw, and then pay the arrears yourself. Whether the credit card can be reopened requires the bank to conduct qualification examination.

After receiving these credit card risk control information, the bank must take the most severe risk control measures, indicating that the cardholder's card has serious problems. First, the credit card is overdue and frozen, and the credit card is overdue frequently or for a long time. What banks can't tolerate most is overdue behavior, which is not limited to card issuers.

It also includes overdue of other banks and financial institutions; Secondly, credit card cashing is serious, such as using credit card repayment software to cash out on behalf of repayment, or swiping a unified credit card just after saving money.

Extended data:

The introduction of frozen credit cards is as follows:

Generally speaking, the common cashing behavior of credit cards is to reduce the credit limit; Once again, the information is falsified, and the financial information provided at the time of credit card application is fabricated. In the process of using credit cards, the bank's post-loan management found these problems and immediately frozen the use of credit cards.

Of course, there is also a kind of freezing as a protective measure, such as repeated mistakes in swiping cards and abnormal swiping by cardholders. These can be solved by customer service. The use of this card has violated the provisions of our credit card collection contract on the use of overdraft funds, and the account to which the credit card belongs has been deactivated.

Phoenix. Com- When you receive the message that "the credit card is frozen due to overdue", beware of fraud!

People's Daily Online-Credit card overdue repayment is frozen? The reporter experienced insurance fraud.