Which of the top five banks has the best financial management?

China Bank, China Construction Bank, China Industrial and Commercial Bank, China Agricultural Bank and Bank of Communications all have their own characteristics, so investors need to choose appropriate bank wealth management products according to their own needs.

1, Bank of China

China Bank's wealth management products can be roughly divided into four series products: China Bank creates wealth, China Bank stabilizes wealth, China Bank gathers wealth, and China Bank is rich in debt. Among them, several series products of Bank of China collect wealth, and the investment threshold is the lowest, starting from 50,000 yuan, with different investment periods and different yields. The starting investment threshold of BOC Wenfu and BOC Debt Rich series wealth management products is 654.38+10,000 yuan.

The yield of China Bank's wealth management products is only moderate, and investors who pursue high returns are not suitable for this kind of wealth management products.

2. China Construction Bank

There are relatively many types of wealth management products of CCB, the mainstream products are non-guaranteed dry yuan series, the minimum investment threshold is 50,000 yuan, and the yield is relatively high. Investors with more than 65,438+10,000 yuan also have higher-yield products to choose from. For those who have more idle funds or like to take risks, CCB's wealth management products are also a good choice.

3. Industrial and Commercial Bank of China

ICBC's wealth management products can be roughly divided into ICBC's well-informed express line, guaranteed capital and stable profit, personal profit increase and other products. All three types of wealth management products are purchased from RMB50,000, and the mainstream products are only ICBC Wealth Series, which are only aimed at customers in specific regions. Therefore, investors must carefully analyze the characteristics of different types of wealth management products when choosing ICBC's wealth management products.

4. Agricultural Bank of China

Agricultural Bank of China's wealth management products mainly include Anxindeli, Benlifeng, Huilifeng and Anxinkuai. Generally, the purchase price is 50 thousand, and the expected yield of their products is low. Among them, Anxindeli series wealth management products sell different products according to different regions. Moreover, ABC's wealth management products have little difference in yields through different investment channels, which is suitable for stable investors with little demand for liquidity.

5. Bank of Communications

Bank of Communications wealth management products are mainly divided into Bank of Communications Tian Li series, Ward Tian Li series and private bank exclusive series, with different starting thresholds. Tian Li series products of Bank of Communications start at 50,000 yuan, Ward Tian Li series at 654.38+10,000 yuan, and private banks enjoy the series at 500,000 yuan. The expected annualized income is between 4.25% and 4.8%, and the yield is moderate, which is suitable for investors with a lot of idle funds.

However, Bank of Communications also has high-yield wealth management products, which are very suitable for high-end people to invest in wealth management.