Will the bank return after the loan is successful?

Generally don't pay a return visit. To verify your income, you can call the company. If you have other questions, you will call the borrower.

The call return rate of the bank is not 100%. Generally speaking, if you have questions about the borrower's information or ask for supplementary information, you will definitely pay a return visit. Others are generally spot checks. So it is uncertain how the bank will pay a return visit. But the final audit results will definitely be informed.

Bank loan return calls usually ask questions on the forms they fill out. The reason for calling back is to confirm the authenticity of the information submitted by the borrower. If the information obtained by the bank's telephone call back is inconsistent with the information provided by the borrower, then the bank will definitely question the borrower's character and situation, ranging from some bumps on the loan road to premature failure. Therefore, it is very important to call back, and we must cooperate with the bank to do a good job of investigation. General mortgage rarely calls to verify information. If the verification information basically represents 95% success, as long as the phone is connected, a reply will be sent.

Relatively speaking, there are still many credit loan products that need to be verified by telephone. If the telephone connection is not good, the loan will often be refused.

Credit loans can be divided into online products and offline products according to the application process.

Generally speaking, products operated by online app do not need to be called, and only some products will be called, such as Jin Lingtong of Ping An Bank.

Online products of bank online app can answer the phone, which often means that the pass rate is 80% ~ 90%. Of course, a few may be rejected in the final review.

There are many phone calls for credit loan products applied by banks offline, and most of them make phone calls. Many customers will be rejected because their mobile phones are not connected properly or the final review.

Therefore, receiving the phone call for offline credit products does not mean that you have succeeded, but that you have passed 50%, because it means that your previous credit information and comprehensive score have passed, but there are still some other aspects of audit.