There is a loan in AliPay. Why does it show that there is no credit limit after applying for the credit limit? I didn't see the text message either. Is it a second refusal?

(1) The amount of ant borrowing is comprehensively and irregularly evaluated by the system according to the account situation, and there is no specific time. It is recommended to maintain the good use and credit of the account and pay attention to it from time to time.

(2) The loan amount will be evaluated irregularly. Specifically, the system will give the corresponding amount through multi-dimensional comprehensive evaluation. If the loan amount is reduced during normal use, it is a normal adjustment, which does not mean that the credit is bad or there is a problem. It is recommended to keep records of use and repayment, and follow up. ?

(3) It is impossible to manually withdraw money from a loan, and no one can operate it. Don't believe anyone who claims to help withdraw money.

Extended information 1. The threshold for loan application is more than 600 sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

2. Only one account under the same identity name can use IOUs, and the available accounts cannot be adjusted.

3. To apply for a loan, you need to meet the following basic conditions:

(1) Mainland individual users with age ≥ 18, normal account status and real-name authentication. ?

(2) The account is bound to the mobile phone.

(3) The account has been quickly bound with a savings card.

(4) The current IOUs that cannot be used are the results of comprehensive evaluation of the system, and manual application for opening is not supported. It is recommended to maintain good credit and account activities and wait for the unscheduled evaluation automatically conducted by the system.

References:

Baidu Encyclopedia-Excuse me

References:

People's Daily Online-Ant Financial responded by shutting down the "borrowing" function of some users.