Will loans overdue hear from 12368?

If the online loan fails to receive the notice of filing, we need to distinguish between true and false first. Some online lending platforms may take some informal measures to force users to repay, so we need to distinguish between true and false after receiving text messages.

You can look at the content of the text message first to see if there are any relevant documents such as record number, explanation, case, and court information. , and then check online to determine whether it is true.

If it is true, everyone needs to pay attention. They should contact the online lending platform in time, negotiate and communicate, and strive to get the other party to withdraw the lawsuit.

First of all, it should be clear that 12368 is the judicial information public service number in the national court information system. Although loans overdue was later prosecuted, he would receive a text message beginning with 12368.

However, the content of the short message will be headed by a citizen's court, as well as the case number, cause of action, plaintiff and other related information. The court will also issue a subpoena to the defendant to inform him to appear in court at a designated time and place to participate in litigation activities.

If, as mentioned above, the short message only contains the header and verification code of a people's court, and there is no case number, cause of action, plaintiff and other related content, it can be preliminarily confirmed that this short message is not really a prosecution.

The collection is likely to use the borrower's mobile phone number to register on the judicial network, and use the debtor's fear of being sued to pressure them to force the borrower to repay as soon as possible.

However, it should be reminded that even if the court SMS verification code sent by 12368 is not prosecuted, as long as the borrower does default on the loan, it should actively deal with the problem. If he is able to repay the loan, he should do so as soon as possible. If he is unable to repay the loan, he should contact the loan platform for negotiation as soon as possible.