Can you find out that the online loan borrowed 50 thousand loans to buy a car

This should be combined with the purchase method of the vehicle under the name, such as the car bought in full or the car bought with a loan.

Second, the specific analysis

As we all know, the credit bureau will check everyone's credit history, but it will not show everyone's assets, such as how many cars and suites there are under their names, which are not found by the credit bureau.

Therefore, it is not feasible to know a person's assets by checking credit information.

However, if the borrower has bought a car or a house through a loan, there are relevant loan records on the credit report, and it is still in the state of repayment.

Online lending can initially determine that there is a house and a car under the debtor's name.

But under normal circumstances, even if it is found, it is impossible to deal with the debtor's car, especially if the amount owed is not large and the time is relatively short.

Vehicles that are still being repaid are mortgaged to car loan institutions. At present, the borrower only has the right to use the vehicle. Only by paying off the car loan and releasing the mortgage can the car truly belong to the borrower. Therefore, online lending institutions cannot require car lending institutions to obtain vehicle ownership on the grounds that borrowers owe money.

Second, even if the vehicle has repaid the loan, the ownership of the vehicle belongs entirely to the debtor. If the online lending platform wants to sell vehicles, it must first sue the debtor. When the debtor has the ability to refuse to execute and the amount owed is large, the court will enforce the debtor's vehicle after the judgment.

In addition to overdue, bad long-term loans will also be included in the online loan blacklist. Specifically, you can check your long-term loan. Recently, multi-head lending is mainly the application of individuals in lending institutions. I suggest that you slow yourself down and stop all lending-related operations within three months. After three months, the natural risk index will be reduced and the blacklist will be eliminated.

Third, can I find a house under the name of online loan?

If the online loan inquires about the personal credit report and the user applies for a mortgage when buying a house, and there is no full payment, then the lending institution can know that there is real estate under the user name through credit reporting.

Moreover, the user is buying a house in full, so the online loan cannot know whether there is a real estate under the user name through credit information.

Of course, there is a mortgage record in the credit report, which indicates that the user's credit qualification is excellent, so the probability of passing the online loan review will increase.

For users, mortgages are of high quality, and users can also get some convenience when applying for bank loans.