What if I receive a text message from a lawyer?

Legal analysis: If you receive a letter from a lawyer because of non-repayment, you can take the following measures:

1, identify the authenticity of the lawyer's letter: if the bank does not pay back the money, then the lawyer's letter is generally true. But if it is an online loan, many lawyer's letters are handled by P-chart.

2. Contact with the lending institution: The role of the lawyer's letter is to remind the borrower that the lending institution is about to sue. At this time, you should take the initiative to contact the lending institution and show your willingness to repay with a good attitude, so that the lending institution will give up its intention to sue.

3. Repayment according to the negotiation result: After the lending institution promises not to sue, the borrower needs to repay the loan according to the agreement, otherwise the lending institution still has the right to sue.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 3 The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and among them because of property relations and personal relations.

Article 117 Compulsory measures against acts that obstruct civil proceedings must be decided by the people's court. Any unit or individual who illegally detains others or illegally detains others' property to recover debts shall be investigated for criminal responsibility according to law, or be detained or fined.