A friend of Alipay asked me to pay, and the SMS prompt was received, but I opened Alipay without paying. What happened?

Alipay Express Payment is the latest payment method in China. You just need to sign an online contract and authorize the associated credit card or savings card to be opened. You don't need to open online banking every time you pay, and U shield pays quickly. Moreover, this payment method basically has no limit, so you don't have to worry about the daily payment limit, and there is no single payment limit. Generally speaking, you don't need online banking, you only need to associate a credit card or savings card, and you only need to enter the Alipay payment password to complete the payment every time.

In terms of safety, they promised seven basic safety service standards, four safety guarantee products and seven risk control systems.

1, with double password protection, actively set upper and lower case digital passwords with more than 8 digits+dynamic mobile phone verification code, and receive account change SMS reminder and dynamic mobile phone verification code when consuming. In addition, Chinese, agricultural, industrial, China Construction Bank, Ping An Bank and other banks can set the dynamic verification code whether to send you short messages, provided that the credit card Alipay pays users quickly. Enter Alipay account, then manage the payment method, and then you can check whether to send SMS notification.

2. Alipay fund risk control system: the real-time monitoring system monitors all operations and transactions 24 hours a day, and intercepts and restricts transactions in time when risks are found.

Pay within 3.72 hours. If the account is stolen or there are abnormal problems, you can provide proof information within 72 hours to get compensation first.

4. Customer service for large consumption calls back to confirm the transaction service. For transactions with a transaction amount exceeding 5,000 yuan, Alipay Customer Service Center will confirm the consumption with the consumer by phone to ensure foolproof. In other words, the customer service MM with a transaction amount exceeding 5,000 yuan will call you for confirmation, which is equivalent to VIP service.