What does consumer finance mean by texting?

What's wrong with consumer finance SMS?

If your mobile phone receives a short message about consumer finance, it is probably due to the following reasons:

1. Before surfing the Internet, customers have logged into some loan platform websites or paid attention to the advertisements of the loan platform, so they became the target customers of the platform and were sent many short messages recommending loans. In this regard, customers with financial needs can try to apply for loans after the invitation of the platform.

2. I did borrow money from a loan platform. The message was sent this time because the repayment date is coming, so the platform reminds customers not to forget to repay; Of course, it is also possible that the customer borrowed money and didn't pay it back. The platform sent a dunning message, and it is estimated that it will call.

3. The customers' relatives and friends all borrowed money, and then regarded the customers as emergency contacts for their loans, leaving their contact information. The loan platform can't contact each other, so it naturally finds customers.

4. The customer's personal identity information was leaked, stolen by criminals and defrauded. The other party did not return the money after borrowing it, and the platform found the customer according to the information left by the other party. In this case, the customer can make it clear to the platform without having to bear the repayment responsibility.

What is consumer finance collection SMS?

Consumer finance collection SMS is a third-party collection agency.

1. Collection means that the money you owe to the bank or online lending platform is not paid back in time, and it is overdue, and the internal staff of the other party or the entrusted third-party collection agency collects the arrears from you. This is a very professional, organized and disciplined team with strict training, all for one purpose, so that you can return the money. In this process, the other party will have some illegal or even illegal operations. There are also some fake actions, fake operations, cajoling, scaring, even threats, intimidation and so on. Although the purpose is to make you pay back the money, after all, you owe the other party money. Even if you pay back the money because of the other party's collection action, this should not be equated with "fraud". So the above is for your reference. If you have any related questions, you can consult me, leave your contact information and telephone number for detailed communication.

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Second, in fact, in any case, it is only natural to pay back debts. As long as you don't cheat, provide false information and make up stories to get a loan, you won't bear criminal responsibility, such as going to jail, as we often say, but make sure that the information you provide is true and you don't deliberately escape. No matter who collects money from you, if the other party violates the rules, you can complain and safeguard your legitimate rights and interests. But the fact is that there will be violations in most cases, so there is an anti-collection on the internet, which specifically advertises that interest can be paid without interest or less. They have channels to let the staff of banks or consumer finance companies ask for interest rate cuts in violation of regulations. But then again, people are not free, and they want to charge you. This is no small matter. The important thing is that many people cheat you with the gimmick of giving you interest relief.

Third, say that your loan has not been submitted to the arbitration commission for arbitration, and inform you to download the arbitration results from the xx arbitration website or make telephone consultation. We should know that the result of arbitration is legally binding, and the arbitration commission itself has no right to enforce it. When one party fails to perform the arbitral award, the other party may apply to the people's court for enforcement, and the people's court that accepts the application shall enforce it, so the arbitral award has the force of enforcement. In other words, the arbitration result can be applied to the court for enforcement, and your assets may be frozen, sealed up or deducted as the result of the court judgment.

I suddenly received a short message from Haier Consumer Finance today. I have never registered this application. What happened?

The reason for this is the following：

1. Before surfing the Internet, I logged on some loan platform websites or paid attention to the advertisements of the loan platform, so I became the target customer of the platform and was sent many short messages recommending loans. In this regard, customers with financial needs can try to apply for loans after the invitation of the platform.

2. If there is a loan from a relative or friend, then treat the customer as an emergency contact for your own loan and leave the contact information of the customer. The loan platform can't contact the other party.

3. The customer's personal identity information was leaked, stolen by criminals and defrauded. The other party did not return the money after borrowing it, and the platform found the customer according to the information left by the other party. In this case, the customer can make it clear to the platform without having to bear the repayment responsibility.

Haier consumer finance:

Haier Consumer Finance Co., Ltd. was established in February of 20 14 with a registered capital of 10 billion yuan. Established by Haier Group, Haier Finance Company, Red Star Macalline, Greentown E-commerce and China Youzan (formerly "China Innovative Payment").

It is the first national consumer finance company approved by China Banking and Insurance Regulatory Commission after expanding the pilot scope of China consumer finance company, and the first consumer finance company initiated by the industry in China. The only licensed consumer financial institution in Shandong Province.

Refer to the above? Baidu encyclopedia-Haier consumption finance co., ltd