How to solve the fraud risk of bank cards

We often use bank cards. Now many people have multiple bank cards. It is also important to manage these bank cards well. If the bank card has risk problems, how to cancel it? Let's have a look. How to cancel the bank card if it is risky? Generally speaking, there is no risk problem. If yes, you can contact the customer service of the issuing bank to inquire about the risk reasons and make further processing. If you are not at ease, you can go to the bank to change the transaction password of the bank card, or freeze the bank card, or even cancel the bank card directly and apply for a new one. What you need to know is that this card is a bank card in your name. Whether you have this bank card or not, you can go to the bank to handle this bank card related business.

In order to defraud the cardholder's trust, some criminals transferred their personal mobile phone numbers to the bank's customer service hotline. After the cardholder relaxed his vigilance, he called back the cardholder's phone number to obtain the personal information of the victim's credit card. In this kind of fraud, criminal suspects generally use two methods to induce cardholders to dial the phone number they have transferred: one is to post the number in the bank self-service area disguised as "help", which artificially causes machine failure; The second is to send fraudulent short messages to credit card users to mislead cardholders to call back.

If you log in to the online banking to inquire, if it does show that the balance is low and you are sure that you have not spent money, you should call the bank customer service for confirmation at the first time, and the bank staff can explain the truth. You can report the loss of the bank card first and ignore it after receiving the required verification code. If there is really no good solution, it is recommended to call the police and explain the situation to the police.

Legal basis:

Criminal law of the people's Republic of China

Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.