The credit card of Bank of Communications has not been activated. Is there a charge?

There won't be any fees. If you think of a card that doesn't need to be paid by Bank of Communications, you can just cut it out and throw it away, provided that you really don't activate it. Cancel automatically after 6 months. One consequence is that you can't apply for the credit card business of Bank of Communications again within six months. After activation, you can also call customer service at any time to cancel, provided that the arrears inside are paid off. After activation 12 months, you can swipe your card 6 times or more, and you can avoid the annual fee for the second year, and there is no annual fee for the first year. Use your card well!