How to inquire whether the CCB bank card is a first-class card?

You can query the type of savings account in the following ways:

1. Edit the short message "CXLX# full account" with any mobile phone number and send it to 95533 for inquiry.

2. Log in to mobile banking and check it through the "Account-Details" menu.

3. Log in to personal online banking, and through the "My Account-Account Inquiry" menu, you can view the types of accounts on the card in the graphic mode of account inquiry.

4. Check through the bank counter, bring your ID card and bank card to the nearby CCB outlet, and then the staff will tell you what kind of bank account you have.

5. Telephone inquiry: firstly, call the customer service hotline of China Construction Bank, connect the manual service and provide the bank card number for inquiry.

Operating environment:

Brand model: Huawei nove7 SE

System version: HarmonyOS system 2.0.0.

App version: v 8.0. 19

The first-class card of China Construction Bank has the highest authority when used. Users can use it for large-sum transfer, deposit withdrawal, recharge, payment and purchase of wealth management products. , and can also open a variety of services, such as mobile banking, online banking, SMS services. It takes a certain monthly fee to open SMS service. In addition to handling Class I cards at CCB, you can also handle Class II and Class III cards at this time, but there will be quota restrictions when using them. For example, the daily limit of Class II cards is 1 10,000 yuan, and the annual limit is 200,000 yuan. The balance of three types of cards cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan. China Construction Bank was established in June 1954 65438+ 10/. Its main business includes personal banking, capital business and corporate banking. It has subsidiaries in many industries, such as funds, leasing, trust, life insurance, property insurance, investment banking, futures, pension, etc. In 2020, it will rank among the top 500 global brands 13.

The difference between the first-class card and the second-class card of China Construction Bank;

The savings card of China Construction Bank is divided into Class I card and Class II card, and the difference between Class I card and Class II card is obvious. Functionally, I-card is used for cash deposit and withdrawal, financial management, transfer, payment and other functions, and it is not limited by the amount. From the functional point of view, the second type of multi-card is used for financial investment, but there are obvious restrictions and quota restrictions. The daily transfer limit of Class II cards is 6,543,800 yuan, and the annual transfer limit is 200,000 yuan. In addition, it cannot access cash or transfer money to an unbound account.

Judging from the difference between the two cards, the bank has strict restrictions on the second-class card, so if our daily transfer is less than 6,543,800 yuan and the annual transfer limit is less than 200,000 yuan, we can apply for the second-class card to be used here. But if you want to exceed this quota every year, the second-class card is obviously unnecessary. This is also the reason why many people have savings cards in many banks, but only one, because many banks' 1 savings cards belong to the first class, and only when they want to apply for the second class savings cards belong to the second generation cards. Of course, individuals don't have much demand for transfer, and a few first-class cards are enough.