Joke Collection Website - Blessing messages - How to use the mall to stop collecting?
How to use the mall to stop collecting?
First, pay off the arrears in time. Repayment on time as much as possible can avoid the situation of overdue debts leading to collection. If you can't pay off the debt in one lump sum at present, please contact the shopping mall as soon as possible to discuss the way of installment payment, ensure communication with the shopping mall and repay the loan on time within the agreed time.
Second, communicate with the mall and explain the situation. If you have special difficulties or can't repay on time, you can establish contact with the mall and explain your situation to the mall in written or oral form. Explain the difficulties or provide a reasonable repayment plan, and the mall may give you some understanding and help when you encounter difficulties.
Third, understand the debt laws and regulations. In debt disputes, it is very important to know the relevant laws and regulations. You can consult a professional legal service organization to understand your rights and obligations and confirm whether the collection behavior of the mall is legal. If the collection behavior of the shopping mall is illegal, you can safeguard your rights and interests according to law.
To sum up, in order to stop the collection behavior of Aiyong Mall, we can protect our rights and interests by timely repayment, communicating with the mall to explain the situation and understanding the relevant debt laws and regulations.
Extended data:
According to China's debt laws and regulations, shopping malls have the right to collect overdue debts. However, shopping malls also need to abide by relevant laws and regulations when collecting money to ensure legal compliance. Under normal circumstances, the mall can take the form of telephone notification, SMS reminder and letter collection. However, malicious threats, personal attacks and other improper means cannot be used, nor can the legitimate rights and interests of the debtor be infringed. In case of improper collection, the debtor can safeguard his rights and interests through legal channels.
In addition, according to the Contract Law of People's Republic of China (PRC), both parties to the contract shall perform their contractual obligations on the basis of equality and voluntariness, and neither party has the right to seize the other party's property beyond the legal scope on the premise of its own rights. Therefore, in debt disputes, creditors have no right to enforce or seize the debtor's property without authorization. In this case, the debtor can protect his rights and interests through legal channels.
It should be noted that the above information is for reference only, and actions should be taken according to your own situation and relevant laws and regulations. If you need further legal advice or help, please consult a professional legal service organization.
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