Why can't I borrow a line for instant financing?

Instant Finance provides unsecured and unsecured consumer loan services to the public. Some netizens feedback that they have a quota but can't borrow it, so why can't instant finance borrow a quota?

Why can't I borrow a line for instant financing?

It is certain that you can borrow money immediately if you have a financial limit. If the loan is not available, there are mainly reasons such as unrealistic loan amount, many users withdrawing cash, limited withdrawal times, overdue account, excessive withdrawal amount or expired credit line. It is suggested to try to apply for a loan after symptomatic solution.

1 Unreal loanable amount: it shows that the maximum amount you can apply for is 200,000 yuan, and there is a loan reminder on the right, indicating that this amount has not been activated. Only when the loanable balance is displayed and the cash withdrawal option is available is the actual loanable amount. Choose to borrow money to obtain a credit line;

2. Multi-user cash withdrawal: Multi-user cash withdrawal will lead to a single-day quota being quickly robbed. It is suggested that the borrower apply for a loan early the next day;

3. Limit on the number of withdrawals: users who borrow money through Alipay Life can only apply for one at a time, and can only borrow another one after paying off;

4. The account is overdue: the financial loan amount can be recovered immediately, but the account is definitely overdue. It is recommended to pay off the arrears and borrow again;

5. The withdrawal amount is too high: the loan amount should be within the credit line, and it is suggested that the withdrawal amount should not exceed the available line;

6 The credit line has expired: the effective period of the immediate financial credit line is only 5 years, and the specific effective time is subject to the contract interface. Upon expiration, the credit line can be reactivated.