Will China Merchants Bank send SMS to inform itself whether the credit card application is successful or not?

After receiving the application materials, the credit card center needs 10 working days to review, and the approved card will be sent out to remind the customer by SMS. The card can be collected within 15 days after receiving the card notification message. Credit cards are sent by registered mail. If you need to send the card by express mail, please call the credit card service hotline and apply manually. Courier fee, 20 yuan.

Applicants should be 18-60 years old (foreigners are 25-60 years old), have certain economic ability and have a good credit record. Please refer to the actual audit of the bank for the credit card application results. In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank, etc.

Extended data:

Credit card application requirements:

1, units or individuals who receive credit cards shall deposit the reserve fund with the issuing bank as required. The issuing bank may require the applicant to provide a guarantee according to his credit status. The guarantee method can be guarantee, mortgage or pledge.

2. The deposit interest of credit card imprest shall be calculated according to the deposit interest rate and interest calculation method stipulated by the People's Bank of China. If the time deposit is pledged, the time deposit shall be calculated according to the time deposit interest rate and interest calculation method stipulated by the People's Bank of China.

3. The issuing bank shall establish an authorization and approval system. When a cardholder uses a credit card for transfer settlement and cash withdrawal, he must obtain the authorization of the issuing bank if it exceeds the prescribed limit.

China merchants bank credit card-new users apply for cards