Can I return the official card of ICBC and how to charge it?

ICBC's official card can be withdrawn. If it overflows, there is no handling fee for the withdrawal amount, and if it is overdrawn, there is a handling fee. The specific charging standards are as follows:

1, withdrawal fee:

Domestic banks: cash withdrawal amount 1%, minimum 1 yuan.

Other domestic banks: (65438+ 0% of cash withdrawal amount+2 yuan)/transaction, minimum 3 yuan.

Overseas (UnionPay network): (65438+ 0% of the withdrawal amount+12 yuan)/transaction.

Overseas (non-UnionPay network): 3% of the cash withdrawal amount, with a minimum of USD 3 (or equivalent in other foreign currencies).

2. Cash withdrawal interest:

There is no interest-free period for credit card withdrawal. From the date of withdrawal, interest shall be charged at 0.5 ‰ of the withdrawal amount every day until it is paid off.

Extended data:

Characteristics of ICBC official card:

1, credit consumption, etc. * * * have the same properties.

In this sense, the official card belongs to the category of bank card and is a modern payment and settlement tool.

2, with financial management attributes.

Business card is a new financial management tool and means, which combines the relevant norms of financial management with the settlement method of bank card.

3. Exclusive quota, easy to adjust.

The official card (personal card) has an independent and exclusive credit line, which fully meets the card demand of the unit (enterprise). Business cards (business cards) are assessed separately according to the comprehensive credit granted by the unit (enterprise) in ICBC.

4. Save the cost of capital

Using the official card for official consumption, units (enterprises) and employees do not need to advance funds, which saves the cost of the reserve fund and enjoys the convenience brought by sufficient quota and revolving credit; The payee arrived at the account the next day, and there was no pressure to pay, so the service was more thoughtful.

China Industrial and Commercial Bank-Industrial and Commercial Bank Business Card