How long will Changsha Bank be sued when Happy Seconds Loan expires?

More than 3 months. Happy second loan is overdue for more than three months, which is regarded as malicious overdue. At this time, regardless of the overdue amount, there is the possibility of being sued. There is also a special case where the overdue amount is large. If the overdue amount is large, the right to sue can be reserved according to the contract for less than three months. Therefore, users are advised not to exceed three months overdue. If the user still fails to repay after receiving the text message or phone call, the service provider will send a reminder letter. Usually this situation is to prepare for future prosecution. Please develop a good repayment habit, repay on time, and avoid being sued after the deadline.