Why does WeChat payment need SMS verification code?

First of all, this is the security mechanism of WeChat payment, which considers the psychological feelings of users from all aspects of product experience and forms a set of security mechanisms and means. These mechanisms and means include: hardware lock, payment password verification, terminal abnormality judgment, real-time monitoring of transaction abnormality, transaction emergency freezing and so on. To protect the user's WeChat payment security.

Second, after the change payment amount of the WeChat payment account exceeds 2,000 yuan per day, it is necessary to issue a verification code to the mobile phone reserved by the bank to complete the security verification. Account with real name and digital certificate installed: change the payment limit: 80,000 yuan for business payment and 200,000 yuan for transfer.

Third, the method of installing digital certificates on WeChat.

1, Apple 12, ios 14, WeChat version 8.0. 13, and click "Pay" in the "I" interface.

2. Enter the payment interface and click "Wallet".

3. Click "Security" in the "Wallet" interface.

4. Enter the security interface, and you will see the digital certificate. Click.

5. The interface shows that the digital certificate is not enabled. Click the Enable button.

6. Enter the ID number and click Verify.

7. Activation has been completed.

Fourth, WeChat Pay cancels SMS verification steps:

1. Use Apple 12, ios 14 and WeChat 8.0. 13, open the mobile phone WeChat, log in to the main interface, click me, then click the settings below to enter the setup interface, and click the account and security below.

2. After that, you can see the WeChat security center option, click Enter, and click above to turn off account protection.

3. Enter the verification information interface, enter the mobile phone number, and then follow the prompts to send relevant instructions to the designated number, and click I have sent it.

Finally, SMS verification code, as one of the short message groups, as a security authentication method, sends verification code to users' mobile phones through short messages. Whether it is a shopping website or a related website in all walks of life, you can have SMS verification code function to verify whether the user is correct, so as to protect the user's information from being leaked, so that the user's shopping and personal information can be more safely protected.