Will online lending blow up Apple's mobile phone address book?

I will. As long as your information is leaked, whether you are an IOS system or an Android system, you will be bombarded by online loans.

First, online lending.

1, Introduction:? P2P online lending, or peer-to-peer lending, refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry.

2. Operation modes: P2P mode, creditor's rights transfer mode and P2B mode.

3. Relevant information

Online loan belongs to bond investment, with clear income, and the lender obtains interest income; However, the public often confuses it with equity crowdfunding. Equity crowdfunding is an equity investment with flexible income. Investors gain future income through investment companies, whether it is bond investment or equity investment, there are certain risks. Investors should fully understand the risks, have sufficient knowledge and mental preparation for taking risks, and judge and take risks of the project on this premise.

4. Shortcomings

Unsecured, high interest rate, high risk

credit risk

Lack of effective supervision means