Hello, China Construction Bank, credit card, permanent limit. Is SMS a liar?

If it is a short message asking the cardholder to dial back the number to increase the limit, it is a fraudulent short message. The fraudulent short message has been publicized by CCB on the homepage of official website. If the cardholder needs to increase the card limit, he can call CCB Credit Card Customer Service to apply.

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The credit card limit of China Construction Bank is as follows:

1. ordinary credit card: the amount is between 3000- 10000 RMB.

2. Credit card gold card: the amount is between 10000-50000 RMB.

3. Credit card platinum card: the amount is more than 50,000 yuan.

How to increase the quota?

1. If you want to increase the credit card limit of CCB, you can spend more with credit cards at ordinary times, and it is best to keep the monthly consumption limit above 70% of the credit line, so that the bank will take the initiative to increase the credit line after a period of use.

2. Use the temporary credit line of China Construction Bank. The general temporary credit line is valid for only a few months, and it must be repaid in one lump sum. Banks that use temporary credit lines will think that they have strong spending power and will be easily approved after applying for withdrawal.

3. If you use CCB's credit card, you should repay it on time. You must pay it back in full here. In this way, the bank will think that you have strong repayment ability and will like such cardholders when raising the quota.

4. Avoid sudden large consumption of credit cards, which is likely to be recognized as cash by banks, which is very unfavorable for increasing the credit card limit. When swiping cards, try to avoid swiping cards on pos machines without handling fees. At this time, banks can't make money, and it is even more difficult to increase the quota.