When will the ICBC loan be deducted?

When is it not too late before the mortgage repayment date of ICBC, CCB and BOC?

Personal loans of China Bank (excluding provident fund loans) will be deposited into the repayment account before the end of banking business on the repayment date at the latest, and the money can be deducted.

Personal loans (excluding provident fund loans) are automatically deducted twice a day. The system will automatically deduct money once before the loan account is opened on the morning of the repayment date, and deduct money for the second time after the business ends on the same day (normally, automatic deduction will be started every night 18, so it is recommended to deposit enough funds in advance to avoid overdue), and the loan account will be repaid according to the principle of "how much to deduct" when the repayment date is agreed to be 3 1 (in case of Saturday, Sunday and legal holidays). Other special months without this date will be deducted on the last day of the month. For more information, please call the customer service hotline of China Bank at 95566.

The above contents are for your reference. Please refer to the actual business regulations.

Will the ICBC loan be deducted at 1 1 in the afternoon?

The latest deduction time of ICBC mortgage is 23: 00, so the system will initiate deduction at 1 1: 00 in the evening. However, because the time of ICBC's deduction is not fixed, it is best for users to deposit the repayment amount into the repayment bank card before the repayment date 17, so that the system will initiate deduction on the morning of the repayment date.

Only when the automatic deduction fails in the morning, or the deduction amount is insufficient, the system will initiate the second deduction on the repayment date, and the number and time of the second deduction will be subject to the SMS prompt.

Is the ICBC mortgage deducted at 8 pm?

According to the regulations of ICBC, the lender is required to deposit the loan amount into the repayment bank card before the repayment date 17. However, ICBC mortgage will still be deducted at 8 pm, because the latest deduction time of ICBC mortgage is 23:00. It is best for the lender to deposit the repayment amount before the repayment date, so as to avoid overdue repayment due to the delay in the arrival of funds.

Late mortgage repayment is the credit report at the meeting. Although the occasional overdue has little effect, it is a bad credit report if it is often overdue.

When will ICBC mortgage be deducted? It started at zero!

There are many people who apply for personal housing loans through ICBC. Among these people, many people still don't know when to deduct ICBC's mortgage, fearing that repayment will be affected. Here, I would like to tell you something about the mortgage deduction of ICBC, hoping to help you.

As far as we know, the deduction of ICBC's mortgage repayment began at 0: 00 in the morning. Generally speaking, as long as there is enough balance in the account on the repayment date, the deduction can basically be successful.

For those who fail to deduct for the first time, the ICBC system will try to deduct several times until the deduction is successful. In addition, ICBC may send a reminder message after the deduction fails.

Here are some precautions for returning ICBC's mortgage.

1. In order to ensure the smooth repayment, it is recommended that you deposit the repayment funds into the designated account one day in advance instead of on the repayment date.

2. You can log in to ICBC Mobile Banking to check your repayment records. If you find that the mortgage has not been deducted, you can try to repay it manually.

3. When depositing, in order to prevent repayment failure due to system calculation errors, it is recommended that you deposit tens of yuan into the repayment account.

4. If you find that your ICBC mortgage deduction is abnormal, you should contact ICBC customer service staff in time. The customer service telephone number of ICBC is 95588.

Through the above contents, this paper introduces several ways of deduction of ICBC mortgage, and a note on deduction of ICBC mortgage. Generally speaking, if you know that there is enough balance in the repayment account on the repayment date, you can successfully deduct the money before 24 o'clock in the evening.

When is the mortgage deduction time of ICBC?

ICBC's mortgage deduction usually starts at 0: 00 in the morning. As long as the account has enough balance, the deduction will be successful; For the account with unsuccessful deduction for the first time, the ICBC system will try to deduct several times, that is, it will fail for the first time, and then try to deduct several times until the deduction is successful. Moreover, the ICBC system will also send short messages related to the failure of deduction to users after the failure of deduction, so as long as the account has enough balance, there is no need to worry about the problem of deduction.

Several problems that should be paid attention to in ICBC mortgage repayment;

1. It is suggested that the money be credited to the account a few days before repayment, instead of waiting until the deduction date, which can effectively save time.

2. Download version 6.7.0 of ICBC Mobile App, pay attention to the repayment information in time, and check the account balance at any time to avoid unnecessary troubles. If you find missing information after logging in and don't make repayment, you can also make manual repayment in the mobile APP to avoid being blacklisted by ICBC and not repaying for a long time.

3. When making a deposit, Carido is also advised to deposit some money. It's no trouble to save tens of dollars more, and it can also save unnecessary troubles in the future.

4. If you find some abnormal operations after repayment, such as incorrect deduction amount, please call ICBC customer service number: 95588. Seek manual help and deal with the problem in time.

5. You can download ICBC's mobile APP, ICBC and my customer service, and ask questions in it. Through the "All-Deposit, Loan-Loan-My Loan" function of online banking or the "Favorites-Loan-My Loan" function of mobile banking, select the corresponding loan point to make an appointment for repayment, fill in the information according to the page prompts, and then submit the repayment application. Pay attention to customer service news and repayment information after application.

6. Generally speaking, once or twice overdue occasionally will not affect the approval of loans or credit cards in the future. When banks do approval, they generally pay attention to the cumulative number of overdue periods and the number of consecutive overdue periods, which is literally understandable. The specific thresholds within banks are different. As for the penalty interest, the bank only charges penalty interest for the unpaid part. If it is only a fraction, the interest can be ignored. Only a fraction has not been returned, and the bank has handled it differently. Some banks don't count the change as overdue, and some banks can't.

Will the ICBC loan be deducted at 1 1 in the afternoon?

The latest deduction time of ICBC mortgage is 23: 00, so the system will initiate deduction at 1 1: 00 in the evening. However, because the time of ICBC's deduction is not fixed, it is best for users to deposit the repayment amount into the repayment bank card before the repayment date 17, so that the system will initiate deduction on the morning of the repayment date.

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Loan terms:

Suitable areas: Hebei, Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei, Hunan, Guangzhou, Shaoguan, Shantou, Foshan and Jiangmen.

Loan currency: RMB is suitable for people: enterprise legal persons and individual industrial and commercial households.

The loan interest rate is 0.60% and the loan term is 1.00 -60.00 months.

Processing time: 7 days loan purpose: short-term revolving loan, self-employed loan.

Other expenses: No other expenses.

Loan terms:

1. A natural person with full capacity for civil conduct, aged between 18 (inclusive) and 60 years old (exclusive). Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation.

2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate.

3. The borrower has the legal business qualification and can provide the business license of individual industrial and commercial households, partnership enterprises or enterprise legal persons.

4 have a stable source of income and the ability to repay the principal and interest of the loan in full and on time.

5. It has a good credit record and repayment willingness, and the borrower and its business entities have no bad credit records in known financial institutions such as China Industrial and Commercial Bank.

6. It can provide legal, effective and reliable loan guarantee recognized by the lender.

7. The borrower opens a personal settlement account in China Industrial and Commercial Bank.

8. Other conditions stipulated by China Industrial and Commercial Bank.

The introduction of when to deduct ICBC loans and when to deduct ICBC loans ends here. I wonder if you have found the information you need?