Is the overdue notification SMS true or false?

You can tell the truth from the number and content of the short messages you want to send.

If the credit card is not repaid in time after overdraft, it is overdue. At the early stage of overdue, the overdue bank will send a text message to remind the cardholder to repay. In addition to telephone and SMS collection, there will also be small partners receiving various collection letters, lawyer letters, court summons and bank filing notices. The purpose of this is to put pressure on you to repay as soon as possible.

However, some people have been cheated by such short messages. Received an overdue SMS reminder from the bank. At this time, you need to pay attention to carefully distinguish the authenticity of short messages to avoid being fooled.

1. Pay attention to the SMS number.

Every bank has a special service number for sending short messages, which usually starts with 955.

If the sender of the received short message is a bank, but it starts with "00" before the official number, and there is a contact number in the short message, it is likely that criminals have dialed a fake number through the Internet. It's best not to believe such overdue text messages and don't call the reserved number. If in doubt, call the service hotline of the issuing bank directly for confirmation.

2. SMS content

If we receive the notification of filing a case by SMS, we need to check whether there is a filing number in the content of the SMS, and then inquire in the local court in official website, and enter this filing number to see if there is any detailed information about the case. If you can find it, it means that you are really being sued. If you can't find it, it means you are receiving fake text messages.

3. Pay attention to the SMS link.

Some friends may feel curious, click on the link in the text message, and then they will go to a page similar to the bank website. They should pay attention to the information required on the website, such as providing the bank card number, payment password and verification code, and close the website immediately. Regular bank websites don't need this private information. After all, it is related to the safety of funds.

4. Court summons

If we receive a court summons, we need to know that the court summons is sent by EMS. Secondly, it depends on whether there are bank complaints, case acceptance notices and other documents in the mail. And before mailing the subpoena, the court will send you two short messages. The first one is to inform you to accept it, and then file a case by SMS.

After receiving the summons, we need to know that the summons must have the seal of the local court, and the contact information of the court must be on the seal. We can contact the phone number above to find out the truth. If the credit card is overdue, be careful to meet the conditions of suspected credit card fraud, and there is a risk of going to jail!

After the deadline, the bank will generally report the case to the borrower three months after the collection is unsuccessful. If the borrower owes a large amount, it will be deemed as malicious overdue, and the court will prosecute for fraud, and the borrower or guarantor will bear certain criminal responsibilities.

Finally: No matter whether the SMS collection is true or not, it is only natural to owe money. As long as we are able to pay back the money, we might as well pay off the debt as soon as possible.

/7 ACB 0 a 46 f 2 1 FBE 092 EC 5 188479600 c 338644 ad 83？ x-BCE-process = image % 2f resize % 2Cm _ lfit % 2Cw _ 600% 2Ch _ 800% 2c limit _ 1% 2f quality % 2Cq _ 85% 2f format % 2Cf _ auto