What does 30 yuan mean when the bank card deducts the SMS service fee?

30 yuan, a short message fee deducted from a bank card, means that the cardholder of the bank card has opened a short message service in the bank for one year, and the bank will deduct the fee for one year at a time. If the monthly supply is supposed to be a month's 3 yuan, the bank will give a certain discount, and the SMS service needs to be opened at the bank counter, which can be cancelled later.

The bank card service fee is the SMS account change notification service fee. Balance change reminder is an information value-added service provided by banks to customers. You can get any change information of your account in real time through SMS. In addition to grasping the amount of funds in and out of the designated account in time, you can also draw up the starting point of the change amount of the reminder yourself, or whether to inform the account of the change balance and other personalized content. Fees are generally charged monthly.

Bank cards are divided into debit cards (savings cards) and credit cards, among which debit cards are divided into one, two and three categories when applying. The first type of card is a universal card, which has the functions of deposit, transfer, consumption, payment, purchase of wealth management products and cash withdrawal, and basically has no restrictions on use.

The use of secondary and tertiary cards will be restricted. The daily limit of Class II cards is 1 10,000 yuan, and the annual limit is 200,000 yuan. The balance of three types of cards cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan. It should be noted that there are no physical cards in the three types of cards.

The credit card that users apply for in the bank must be repaid on time after use, and there can be no overdue repayment, because there will be penalty interest if it is overdue. The longer it takes, the more penalty interest will be. And after the overdue return, the bank will collect it. In fact, when you can't repay it on time, you can use installment repayment or minimum repayment amount.

If the bank fails to deduct the SMS service fee, the bank will initiate the deduction again. As long as there is a balance in the bank card, the bank will deduct the fee until the service fee is fully deducted. As long as the user is still using the bank card, there will definitely be a balance in the bank card, and the bank will not initiate deduction after deducting enough handling fees. Because there is no balance in the bank card, the bank still initiated the deduction from the card. Failure to deduct SMS service fee will lead to bank card arrears. The bank card with arrears cannot be cancelled, and the user must pay off the arrears before cancellation.