Because of the epidemic, the credit card has been overdue for several months, and now I am trying to repay it. I received a notice in the mailbox. I want to ask if it's true.

Answer you first: false. Bank officials tell you that you won't use informal content such as "urgent notice", and it's probably done by a collection company.

In addition, the crime of credit card fraud is generally defined as: for the purpose of illegal possession, the amount is huge. Check for yourself to see if you meet the requirements. There is a high probability of non-compliance, so the other party calls the police, and the police also have a high probability of not filing a case.

However, my personal suggestion is not to continue overdue. The longer it takes, the worse it will be for you. If you evade maliciously, the bank can sue you, which is no problem. It is best to take the initiative to negotiate with the bank. If it is overdue due to the epidemic, the bank will consider providing relevant vouchers. If you have other questions, please pay attention to me. I hope it helps you. I hope it can be adopted. Thank you.