Targeted subsidies for new houses at multiple sites. Inventory in third-and fourth-tier cities is under pressure.

"The city has introduced a subsidy policy for talents to buy houses. See if you can enjoy it? " Seeing the news sent by college students in the WeChat group, Xiao Zhang, who graduated from college last year and settled in Guilin, Guangxi, quickly searched the Internet for relevant news.

According to the reporter's understanding, since the Central Economic Work Conference held not long ago put forward that "supporting the commercial housing market to better meet the reasonable housing needs of buyers and promoting the healthy development of the real estate industry due to urban policies", nearly 20 cities across the country have successively introduced measures to encourage the purchase of houses, providing targeted housing subsidies for different groups.

Targeted subsidies for buying houses in many places

Recently, nearly 20 cities in China, including Wuhu, Anhui, Wuyi, Zhejiang, Guilin, Jiangsu, Hai 'an, Fujian, Jinjiang and Hengyang, Hunan, have introduced policies to encourage the purchase of houses, including purchase vouchers, purchase subsidies, consumer vouchers subsidies and housing deed tax subsidies.

For example, in 20021,65438+2, 65438, Wuhu City, Anhui Province issued the Notice on Printing and Distributing the Detailed Rules for the Implementation of Housing Subsidies for Young Talents in Wuhu City, in which it was proposed that eligible young talents should be given housing subsidies, and those who purchase the first set of ordinary commercial housing within the urban area of Wuhu City can be given a maximum subsidy of 10% of the purchase price.

In order to attract and retain "new residents", Wuyi County, Zhejiang Province has also actively formulated policies and issued purchase vouchers. 202165438+February 12 "Opinions on Implementing House Purchase Vouchers for New Residents of Private Industrial Enterprises in Wuyi County (Trial)" proposes that foreign employees of private manufacturing enterprises in this county can apply for house purchase vouchers, and the amount of subsidies for foreign employees and their spouses to buy houses in this county is 30,000 yuan.

Jinjiang City, Fujian Province throws an "olive branch" to elites at home and abroad. 202 1 12 10, Jinjiang's "Tenth Five-Year Plan" and "Master-Bo Talent Multiplication Action Plan". In terms of one-time settlement subsidy or housing subsidy, full-time doctors in medical and health units, primary and secondary schools (including secondary vocational schools), universities and state-owned enterprises can give a one-time settlement subsidy of up to 500,000 yuan for signing a five-year continuous service period. Non-medical and health units, primary and secondary schools (including secondary vocational schools), universities and state-owned enterprises newly introduced full-time doctors give a maximum subsidy of 6.5438+0 million yuan.

As early as 20021and 10, Harbin city, Heilongjiang province, introduced the support policy of subsidizing talents and new citizens to buy houses for the first time, and relaxed the loan period of second-hand housing provident fund.

In addition to formulating housing subsidy policies to attract talents, some cities have also introduced such policies to encourage the birth of three children. For example, in 2002165438, Hai 'an City, Jiangsu Province promulgated the Interim Measures for Promoting Urban-Rural Coordination and Improving Living Conditions, providing preferential housing purchase for families with two or three children in Hai 'an City. /kloc-families with two or three children under 0/8 (as of February 28, 2022) should buy houses with their household registration books or birth certificates.

Meet the demand of reasonable house purchase

In view of the phenomenon of housing subsidies in many places, industry experts interviewed by reporters agreed that the subsidy policy of "one city, one policy" and "one city, one policy" is also the proper meaning of real estate regulation, which can improve the convenience of housing purchase and meet the requirements of improving the quality of life of residents.

Zhang Dawei, chief analyst of Zhongyuan Real Estate, believes that the Central Economic Work Conference held from February 8 to February 8, 2002/KLOC-0 clearly put forward "supporting the commercial housing market to better meet the reasonable housing needs of buyers". The satisfaction of reasonable housing demand should focus on the demand side, avoiding "accidental injury" to the first set of just-needed and improved demand, which is conducive to maintaining the sustained, healthy and stable development of the real estate market.

Liu Weimin, a researcher at the the State Council Development Research Center, pointed out that with the continuous implementation of the main tone of the policy of "housing without speculation" and a series of macro-control policies on housing, it is necessary to emphasize the main responsibility of local governments for real estate regulation and control, and adhere to the principle of "one city, one policy" and "one policy based on the city" to make the market show a relatively stable operation trend.

Zhao Xiuchi, vice-president and secretary-general of Beijing Real Estate Law Society and professor of capital university of economics and business, told reporters that the strict regulation of the property market in recent years will inevitably "accidentally hurt" some just-needed and improved housing needs. Under the epidemic situation and the three-child policy, with the continuous improvement of people's living standards, reasonable housing demand still needs attention. It is hoped that all localities will adjust the just-needed, improved home buyers, non-ordinary housing standards, and loan restriction policies through "city-specific policies" to truly benefit the reasonable housing needs of more buyers.

Inventory pressure in third-and fourth-tier cities

The reporter noted that housing subsidies are mostly in third-and fourth-tier cities. In this regard, Chen Wenjing, deputy research director of the Index Division of the Central Reference Institute, said in an interview that this is closely related to the greater pressure on the local real estate market.

Jaco, Dean of the Branch of 58 Anjuke Real Estate Research Institute, told reporters that compared with the first-and second-tier cities, the third-and fourth-tier cities are weak in economy and industry, and the demand for buying houses is limited. After shed reform and low tide, the real estate market in these cities is in a downward trend, and house prices in some cities have fallen sharply. For example, the real estate market in Harbin, Heilongjiang Province, which is the first to liberalize the housing subsidy policy, is not optimistic. According to the statistics of Heilongjiang Provincial Bureau of Statistics, in 2021-1,the cumulative sales area and sales volume of commercial housing in Heilongjiang Province decreased by 9.0% and 18.3% respectively, while the national growth rate was 4.8% and 8.5% respectively. The "3 1 Provincial Real Estate Market Report" issued by Yiju Real Estate Research Institute also shows that the volume of commercial housing in Heilongjiang increased by-1 1 in the first few months of 202/kloc-0, ranking 29th among 3 1 provinces, only slightly lower than Yunnan and Qinghai provinces.

According to the report on residential inventory of 100 cities in China recently released by Yiju Research Institute, the inventory of the property market in third-and fourth-tier cities has increased for 37 consecutive months year-on-year, which is the highest since 2065438+July 2006, and also the highest in five years.

Chen Wenjing said that the property market in some third-and fourth-tier cities has cooled rapidly, so it is necessary to pay close attention to the inventory backlog. "The trend of the local property market mainly depends on the demographic changes. In cities with a net inflow of population, the housing supply is insufficient, which will be manifested in the rapid rise of housing prices; The net outflow of population will lead to a backlog of inventory in the property market. In some third-and fourth-tier cities, there has been an oversupply of housing in recent years. "

So, how do third-and fourth-tier cities digest inventory pressure? Zhao Xiuchi believes that in order to reverse the situation, these cities need to work hard at the source and strive to retain talents. Only with industry, employment and population can the property market develop healthily.