2 yuan's SMS fee will be deducted from his bank card every month. Will the money be deducted if Cary has no money? If it will be deducted, will it be collected in the future? Don't want a bank card

For the savings bank card, SMS notification and financial management generally need to pay a certain annual fee or deduct a certain monthly fee, and the deduction of these fees is carried out when there is deposit in the bank card account. Therefore, if there is no balance in the bank card for the bank to deduct fees, the card will be automatically recognized as arrears by the banking system. If the card is not used for a long time, it will enter the sleep period, and the overdue banking system will cancel the account. If you don't want a bank card, it is recommended to cancel it at the bank.

However, for lending bank cards, different banks and grades have different requirements for arrears, and the bank staff should be consulted for details.

Bank card cancellation steps: (1) Check the working hours of the bank.

(2) Bring my ID card and the card that needs to cancel the card number.

(3) Go to the bank counter and ask the staff to cancel.

Extended data:

Idle bank cards have many hidden dangers.

Bank cards that have been idle for a long time will have trouble getting a new card. According to the "Notice of the China Banking Regulatory Commission on the Work Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks" issued recently: In principle, the same customer should not open more than four debit cards in the same commercial bank; If the customer previously held four or more debit cards of the same commercial bank nationwide, the commercial bank shall not open or activate new debit cards for him.

Sleep card certainly can't throw things. The relevant person in charge of Gansu Banking Regulatory Bureau said that this may lead to the disclosure of personal information, and in case it is used by criminals, it may also cause unnecessary losses and security risks.

People's Daily-When a user cancels an idle bank card, the bank actually suggests "throwing it away"