Bay area talk. Articles on affordable housing

Recently, many friends, colleagues and strangers on the forum have taken the initiative to consult this information. Because of their limited personal energy, they record and share their experiences (similar in other cities). Helping others means helping yourself, so as to make friends and help more people. This is also a life sharing article besides technology sharing.

20 15 Shenzhen's policy of applying for public rental housing is: the household must be deep, and the full-time undergraduate degree only needs one year of social security, and other degrees need less than three years of social security. Individuals and families can apply for public rental housing only if they have no real estate in Shenzhen, and the rent is 20%-30% of the market price.

However, when I was an intern, I was already paying social security, so I met the conditions of having been in Shenzhen for one year and graduating from college for less than one year. If you plan to work and live here for a long time, you want to settle down. Then the first step is Shenzhen hukou (recommended). The second step is to submit the application, and then after a long wait. The third step is to choose a house, which is indispensable. Now the online application process has been simplified a lot. At that time, I had to queue up at the window myself. Now most of the operating procedures can be handled online. Specific procedures can be directly inquired in official website, such as Shenzhen Housing and Construction Bureau.

I remember that after I 15 applied at the window, the application number was more than 50,000. In other words, there were more than 50 thousand people on the waiting list in Shenzhen at that time, all ahead of me. At that time, many people didn't know it, or the application conditions were not enough. After all, the policy didn't take long. Queue for about five and a half years and finally check in (check in in 2020). In other words, in the past five years, I have increased by more than 30 thousand. Those people in front of me have either bought a house, waited or moved out to their hometown.

To sum up, it took me five and a half years, and the overall ranking went from the initial 50 thousand to the final 20 thousand, which increased by about 30 thousand in five and a half years.

However, if you want to apply now, there are already 300,000 to 400,000 people waiting, and there will not be many houses coming out every year. A few thousand sets is very good. According to the above ratio, infer the difficulty of getting into the top tens of thousands. (Only when you enter the top tens of thousands of probability can you choose a good house in a good location)

Then I'm waiting in line now, there must be hundreds of thousands behind, or I've already started waiting in line, but I'm still far behind. Is there any hope?

It depends. Just because you are ahead of me doesn't mean you can definitely choose a house ahead of me. Here we need to provide two concepts, one is municipal public rental housing and the other is district public rental housing.

Xiao Ming and Xiao Hong have successively entered deep households and applied for affordable housing. Xiao Ming's Nanshan District hukou, his current city ranking is100000. Xiaohong Guangming district hukou (don't look down on the light, it has already passed the subway, and it will also pass the Science Park and Shenzhen Bay in the future. /kloc-I got the Shenzhen 202 1 subway planning line in 0/4. Why didn't I get on the bus? Xiaohong has a comprehensive ranking of 200,000 in the city. Xiaoming dumped Xiaohong by a wide margin, and the difference between them was 108,000 miles.

However, some public rental housing projects in Shenzhen are provided by the Municipal Housing Bureau (people in all districts of Shenzhen can choose as long as they meet the conditions), and some projects are provided by the District Housing Security Bureau (only people with registered residence in this district can apply).

List several situations.

Ranking summary: The higher the municipal ranking, the easier it is for municipal projects to choose public rental housing. There are good lots and bad lots, most of which are relatively remote. You compare with people in libraries such as Shenzhen. The higher the ranking at the district level, the easier it is to choose district-level public rental housing. Just compare with the people in your district, and filter out all the people in other districts. Even if the people in other districts rank higher than you, they are not qualified to choose. Nanshan, Luohu, Futian, these district-level public rental houses are highly competitive. If you are not ranked particularly high, the chances of being elected are particularly slim.

The opportunity to overtake in a corner is to transfer to a district-level public rental housing with little competition in household registration (consider two points, one is whether it is troublesome, and the other is whether it is acceptable for the house to be allocated to the corresponding district in the future. You work in Nanshan, and your account will be transferred to Dapeng. What do you think you would do if you put it at Dapeng's house? Therefore, there will be no multi-level ranking in the queue, and the probability of choosing an unpopular area is very high)

The overall ranking at the municipal level will not change. For example, the overall ranking of your city is 1 00000, but it is very difficult to rank in Nanshan District10000. However, if the hukou is transferred to Longgang or even Guangming, the overall ranking of the city will remain unchanged, but the corresponding district ranking may be only 3000 or 5000, and the competitive pressure will be greatly reduced.

Because there are not many local accounts in other remote areas, there won't be many people competing with you.

For example, there are 1 000 district-level houses in Nanshan, and your household registration is Nanshan. There are 100 thousand people in front of you in such a good location in Nanshan District, and you will definitely not choose it.

For example, Guangming has 1 0,000 district-level houses, and your account is Guangming. There are only ten thousand people in front of you. Many of these 10 thousand people may not choose, and the chances are much greater.

I just want to work in Shenzhen for a few years and save some money to go back to my hometown, or I don't want to move my account at all for various reasons. Can I still live in these houses?

Can not apply for affordable housing. The hard condition is urban hukou, and there is a chance to overtake in corners. The concept of talent room is introduced here.

Talent room is a kind of welfare provided by the government to companies (large companies or innovative companies with high taxes), and it is also one of the means to keep talents in Shenzhen and avoid brain drain.

First ask your HR if there is a talent room in the company (lick it if necessary). If not, don't think about this road. If yes, make sure you have a college degree or above (you and your family have no real estate in Shenzhen) and apply to your company (be sure to lick it). The company has the right to allocate the talent room indicators given by the government. Talent rooms are generally in a good location, and the rent is half of the market price. The disadvantage is that you can't live if you leave your job. Even if you don't leave your job, you can't apply for public rental housing during the rental period. If you have already applied for public rental housing, you have to withdraw from the waiting list if you want to live in a talent room.

As mentioned above, I applied on 15 for more than five years (I am registered in Nanshan District, which is very competitive, but as long as it is a project in Nanshan District, the location is very good, and most district-level public rental houses are allocated to the district). After waiting for several years, the down payment for buying a house is always a little bit worse (the bitter history of buying a house in Shenzhen will be discussed later). There are also many municipal-level houses in the middle (too remote to choose), and some district-level houses have come out (I couldn't choose those who ranked lower in earlier years). Just last year, there was a suitable project in Nanshan. After renting and ranking enough, I got on the bus.

Note: If you have a project that suits you, or if you have the conditions and are interested in renting it, you must participate in the election (if you don't participate in the election, you will not be selected even if you are the first, which is equivalent to signing up)

As long as you click on the rent, the ranking may not be selected, which means that you can receive text messages when you sign up for this project.

It is equivalent to seeing how many people have signed up for this project, so as to judge how many houses there are. You can greatly predict whether you can choose, and screen out the number of people in different families and the number of people you compete with through excel's running table. A high probability will be more accurate and requires experience.

Queue up for admission by time. If you want to rent this batch of houses, you will be informed to choose a house at a specified time. You don't have to go if you don't want to choose, but you will be disqualified once, three times, leaving the waiting list and rescheduling. This kind of opportunity is rarely rejected three times. After all, we should cherish it.

My project is very special. It's a loft apartment with two floors, three bedrooms and two halls, and two students. There is also a study that can be used as a four-bedroom apartment (60 square meters on the first floor and 40 square meters on the second floor). Four air conditioners, gas stoves, water heaters, disinfection cabinets, range hoods and cabinets are all provided by brands. Every public rental housing project is different. The supporting projects I mentioned above may not be available in other projects, saving a lot of money. It may be that Nanshan District is relatively rich, and its configuration and quality have caught up with commercial housing, and it will not provide brand-new electrical appliances. Because my current project is at the subway entrance, Nanshan Baoan is a relatively central area, and the house of the same area costs about 7K. Rent 1800 now, which greatly relieves the rent pressure.

After the decoration is completed and cleaned, it is basically the same as the acceptance process of commercial housing. Someone will guide you and turn on the water and electricity.

Because of the epidemic, in the case of extremely low rent, the contract rent was exempted twice. Renting government property houses is particularly formal, and there is no need to worry about price increases or arbitrary charges, which is extremely humanized.

I spent the weekend cleaning up, because the house has been renovated and has been empty for some time, and the Housing and Construction Bureau has passed the formaldehyde test. Most of the electrical appliances are available. There used to be furniture, so you can move in directly. The furniture was removed from the old house.

Can public rental housing stay forever?

The current policy is that there is no room in Shenzhen, and it is audited every three years. Regular projects can always live.

Will the price increase halfway?

Sign a contract every three years. During the signing period, there will be no price increase. After three years, I will check whether you are in Shenzhen or have no real estate, which meets the conditions for renewal. There is a high probability that the price will not increase, and the increase will be tens or hundreds of dollars.

What about buying a house? Quit immediately

If you buy a house, you can't continue to sign the contract, and you will be given a buffer time to apply for it yourself in about three months. Charge at the market price for more than three months. This policy will change year by year.

Can I rent it?

No, if you are detected, you will be sent to the credit bureau.

What about water and electricity? Do you have a degree?

Generally speaking, it is people's water and electricity, and the degree is subject to the district education bureau.

Can I decorate it myself?

Not in principle, but the structure and elevation must not be changed. According to experience, appropriate soft clothing is ok.

Can the account be transferred to the address of public rental housing as the registered address of the company?

Residents need to register a company to start their own business, which cannot be used as the registered address of the company. Most items on the household registration can be moved to the name of public rental housing.

What if I leave Shenzhen?

And then pay the rent smartly

......

Some people say that I have been living like this and will never buy a house. How about being chic?

Find the right tone, Shenzhen needs a lot of talents and fresh young blood, and the supply is far from enough. Personally, I think I may learn from Hong Kong, but I can't do it if my personal property exceeds the standard. Or learn from Singapore's model and give the number of years of residence, and the rest is the real need for housing difficulties. Take precautions, work hard and earn more money, then you can find a sense of security. Even if the country strongly advocates housing and not speculating, core cities and core lots can't avoid their own "financiality". People have no class, but class always exists. Try to stay, at least, try. Good luck.