Borrowed e, the credit card limit is cleared?

1. Has the credit card limit been cleared after borrowing E?

Not zero change. These two should be * * * places. You borrow one, and the other one is gone.

I applied for e-loan from China Merchants Bank. Why is my credit card available less?

Recently, when the usage is large, the bank will reduce the quota.

Banks have strict supervision over "credit card cashing", and all credit card customers suspected of cashing out will be suspended or reduced by banks.

Received risk SMS notification 1 time: twice listed in "Notice of Credit Card Risk Customer Management Name": the function of credit card rock training period is disabled, and all installments (single payment, bill installment and cash installment) cannot be processed. Cumulative card collection will stop or decrease at any time.

Credit card customers did not improve their card use after receiving a risk SMS notification. Customers whose credit cards are "cashed out" are particularly serious. If they log in without receiving the risk SMS notification, their credit cards will be directly suspended or their credit lines will be reduced.

Specific details can be viewed by manual inquiry.

3. Will the credit card (debit card) be blocked after applying for e-loan?

The credit card (debit card) line will not be closed after applying for e-loan, because e-loan uses a special installment line, which is not directly related to the credit card (credit card) line, but independent and does not affect each other. And as long as the credit card (debit card) is in normal condition and the available amount is sufficient, it can be used normally.

However, the e-loan will be billed on the same day as the credit card (debit card), but the repayment needs to be done separately. Credit card (debit card) debt will be returned to credit card (debit card) account, and e-loan debt will be returned to e-loan account. If you pay the wrong account, it is easy to overdue.

4. Will the credit card limit be reduced after using China Merchants e-loan?

It will not be downgraded, but it is not good for credit card withdrawal.