95588 China Industrial and Commercial Bank sent me a short message thanking me for handling my credit card and receiving my credit card application.

95588 China Industrial and Commercial Bank sent me a short message, saying thank you for handling the credit card. I have received my credit card application and called customer service. Most of them are liars.

Is it reliable for ICBC to send a short message to handle credit cards? 1. Application conditions:

1, age 18 to 60 years old, with full capacity for civil conduct;

2. Have a good credit record;

3. Have working income and repayment ability.

Second, the application materials:

1, identity information: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial certificates: such as photocopies of real estate license, automobile driving license and deposit certificate.

Third, the credit card application method:

1, Counter application:

Bring a credit certificate to the counter to apply:

Require the applicant to submit relatively complete asset certification documents, and submit the materials to the bank, which will be audited by the bank's background audit department;

After approval, fill in relevant information and identity information;

Issue credit cards.

2. Online banking applications:

The applicant opens an online bank with a personal savings card account and enters the bank official website;

Enter the card number, login password and verification code to enter the online banking page;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

After approval, credit cards will be issued.

3. Counter processing flow:

Go to the bank outlet that handles credit cards, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;

Submit copies of certain certificates and vouchers to the issuing bank;

After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement of the authenticity of the information and the privacy protection policy of the issuing bank. , and must have his signature;

The credit card processing process is basically completed, waiting for the issuance of credit cards.

Thank you for applying for ICBC credit card. We have received your credit card application materials and will proceed to 1 soon. This is a false news. I lied to you. 2. Your personal information was leaked. Someone applied. Check your personal credit. See if it shows in the credit report.

What can I do when I receive a credit card newsletter from ICBC? The two most effective ways to apply for a large credit card.

One of the most effective methods: submit proof of property.

For large credit cards, the choice of bank credit cards is irrelevant. What matters is whether your real estate license meets the regulations of this bank.

Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.

Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000).

If personal property is provided, the required conditions are: standard platinum card requires the property value to be more than 800,000 yuan, luxury platinum card requires 6,543.8+0.6 million yuan, and diamond card requires more than 3.2 million yuan.

However, the bank does not accept the vehicle ownership certificate.

Guangfa Bank, China Merchants Bank, etc. Accept the relevant certificates of automobile production.

The second most effective method: using cards to handle cards.

It is an effective way to handle large credit cards with cards. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: the applicant is required to use the credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.

To apply for a large credit card, according to the standards of the bank scoring system, some conditions are used, such as good credit record, superior occupation, stable income and high deposit.

If the recommendation card can't be made, you can only spend money to find someone.

Do ka, get cash, and you can find me.

Today, I received a short message from 95588, saying that my ICBC credit card with the suffix XXXX has been activated, and I haven't applied for ICBC credit yet. If there is no ICBC credit card in my name, there are two situations:

One is that when someone applies for an ICBC credit card, the reserved mobile phone number is wrong.

One is to use a new number, and the former owner used this mobile phone number to set up an ICBC credit card.

Suggest that I take my ID card to the local ICBC counter or call 95588 to provide my ID number to check my credit card. If you don't have a credit card in your name, you don't have to pay attention to this information.

Why didn't I apply for a credit card? ICBC said that my credit card has been processed and asked me to go to the bank outlet to get it. You didn't handle it, and the bank won't handle your credit card. You should have done it in the past, but you forgot. You can check the card processing progress on ICBC official website and APP, and you can see your card entry channel (that is, the channel through which you applied for the card) and the card entry time; Go to the bank outlet to get the card and see if the information on it matches your information.

It should be true that the industry and commerce sends text messages to handle credit cards.

As long as the other party doesn't say anything strange, such as asking you to get a credit card outside ICBC, it must be true.

ICBC's credit card sent a text message saying that it received the credit card processing information. What does the upcoming audit mean? Your credit card application has been received, and we will tell you whether it is approved or not after reviewing the information.

Today, I received a short message from 95588, saying that my ICBC credit card with XXXX suffix has been activated. I have never applied for an ICBC credit card. What happened? Are there any other numbers near 95588? If not, call ICBC. But if you haven't applied, it must be a lie or ICBC sent the wrong information.

Only ICBC's credit card can be used in Industrial Bank? Why? You have countless credit cards. You can open a credit card at any bank as long as you think it is necessary.

What's more, some banks offered me a second different type of credit card in their bank. Ha ha.

So, the answer to your question is: Yes.