Do you need a verification code to log in to China Construction Bank's mobile banking and send a short message to ask for money?

If there is a charge, it will be charged according to the mobile phone package fee, which is generally 0. 1 yuan/article. If SMS monthly subscription is enabled, 1 item/time will be deducted from the SMS package.

During the more than 20 years from 1954 to 1978, China Construction Bank mainly undertook the centralized allocation of national capital construction budget and self-raised funds of enterprises, supervised the rational use of funds, issued short-term loans to construction enterprises, and handled basic business settlement.

Since the late 1970s and early 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively launched credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, personal housing mortgage loans and other businesses.

After more than ten years of reform and development, CCB's various businesses have developed rapidly, and its credit assets and liabilities have increased dozens of times. From a bank that only manages financial funds and supervises infrastructure allocation, it has developed into a national professional bank that handles both financial investment and credit business. It not only has fixed assets investment credit, but also supports working capital loans, both domestic and international financial business, with medium and long-term credit as its main business.

Since the mid-1980s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively opened cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various principal-agent services.

By opening various commercial banking services to the public, the functions of banks have been enriched and a solid foundation has been laid for the transition to modern commercial banks. From the early 1990s, in less than five years, the transition from stand-alone operation to the development and application of the whole bank network including electronic fund settlement system and dragon card network was basically completed. Construction bank system, general ledger transmission system and e-mail system, and also realized networking with SWIFT system.

1994 is an important turning point in the development of China Construction Bank. According to the government's requirements for the reform of investment system and financial system, China Construction Bank transferred its long-term financial agency function and policy loan function to the Ministry of Finance and the newly established National Development Bank respectively, and began to comprehensively reform the management system according to the requirements of commercial banks.

At the end of 1994, China Construction Bank has carried out or is carrying out a series of major reforms in fund management system, credit management system, financial management system and accounting system. The ability of the head office and tier-one branches to centrally dispatch and manage funds was enhanced, and the financial accounting system was further in line with international standards.

At the same time, CCB also repositioned its customer management strategy and regional management strategy. Therefore, China Construction Bank has achieved faster development and better operating efficiency. China Construction Bank has entered a new stage of reform and development.