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Picc health insurance claim location
where did PICC submit the claim materials? Recently, People's Insurance Company of Hunan Province posted a poster on the procedures of claims service in a prominent position in the claim service hall (window) of each business outlet, explaining the insurance claim service process in detail, indicating the list of claim materials of major insurance types such as motor vehicle insurance, family property insurance, accidental injury insurance, liability insurance, enterprise property insurance (including engineering insurance), cargo transportation insurance, ship insurance and agricultural insurance, and clearly indicating the time limit for payment according to the amount of compensation. According to Hunan Branch of PICC P&C Insurance, consumers often feel that it is easy to buy insurance and difficult to claim compensation. They are often confused by complicated procedures and various materials, and often waste a lot of time and energy because the materials are not ready and the procedures are not right. Consumers only need to go through the formalities according to the poster prompts, and they can enjoy high-quality and fast claims service, and at the same time, they can supervise the payment time limit through the complaint telephone number of claims work. Dear customers, in order to facilitate your handling of insurance claims and effectively safeguard your legitimate rights and interests, according to the requirements of the Notice of China Insurance Regulatory Commission on Publishing Insurance Claims (Payment) Procedures to Further Improve Claims Service, our company's insurance claims service process, time limit for claims, list of required materials, contact telephone number and complaint telephone number are now publicized, so please cooperate with and supervise the claims. Please protect the scene and take necessary emergency rescue measures when there is an accident in the insurance claim service process. Please call our company's report telephone number 95518 immediately or report to our company through the internet or fax if possible. Our company's claims service personnel will ask you about the accident, assist in arranging rescue, inform you of the follow-up claims processing process and guide you to call the police. Please call the police first in case of emergency. Accident investigation (inspection) With your assistance, our company's claim adjusters or entrusted assessment agencies, technical appraisal agencies and overseas agents go to the scene of the accident to investigate the accident, understand the losses involved, consult and preliminarily collect the evidence and materials related to the nature, causes and losses of the accident, confirm whether the accident belongs to insurance liability, and entrust special technical appraisal departments or scientific research institutions to provide professional technical support when necessary. Our company will guide you to fill out the notice of danger (claim application) and issue you with the notice of claim. Loss Confirmation * * * With you, confirm the loss scope, loss quantity, loss degree, loss amount and other loss contents of the insured property, the compensation contents of personal injury and death, rescue and other related expenses, determine the repair method and expenses of the damaged property, and entrust a qualified third-party loss appraisal and evaluation agency to provide professional technical support when necessary. Please submit all the materials required for the claim according to the contents of the claim notice informed by our company in writing. Our company will review and confirm the authenticity and completeness of the claim materials submitted by you in time. If the claim materials are incomplete, our company will inform you to supplement the relevant materials in time. If there is any doubt about the authenticity of the claim materials, our company will investigate and verify them in time. Indemnity calculation and audit Under the condition that the claim materials submitted by you are true and complete, our company will accurately calculate the insurance indemnity and conduct internal audit of the claim case according to the insurance contract and relevant laws and regulations, and reach a final compensation agreement with you. Receiving Indemnity Our company will pay you compensation according to the payment method agreed with you and the insurance contract. If you assist in recovering the insured accident caused by the damage of the third party to the insured subject matter, please sign the transfer of rights and interests after our company pays you the compensation according to the insurance contract and relevant laws and regulations and assist our company in recovering the insurance from the third party.
Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.
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