How are the grades of postal bank cards divided? How many grades are there?

B refers to the all-in-one card gold card, which is generally used at the counter.

Class V refers to VIP users.

J refers to company business.

This is sorted according to the rank of bank card holders in banks. For example, V is a VIP card, which is faster to handle business.

Compared with most commercial banks, VIP gold cards have the characteristics of low starting amount, strong special services and many projects.

Customers of rural commercial banks whose financial assets (including loans) reach 654.38+10,000 yuan can go to various postal savings bank outlets with valid certificates and enjoy five special services with their cards:

First of all, it is the VIP travel channel service. The bank has built a 10 VIP lounge in Wuhan high-speed railway station and other stations, and cardholders can enjoy VIP waiting service for free for unlimited times throughout the year;

The second is VIP exclusive tariff preferential service. Gold card customers can enjoy 9 tariff concessions, such as SMS notification, e-banking UK, etc. 12, and 60% discount for inter-bank and off-site deposit and withdrawal transactions.

The third is the priority service for VIP customers. VIP customers can enjoy priority calling and VIP room service at bank outlets.

Fourth, wealth management products give priority to purchasing services. Gold card customers enjoy the preemptive right of specific wealth management products.

Fifth, it is the VIP special line service. The bank set up a VIP customer service line in the customer service telephone to provide faster telephone consultation service for gold card customers.

The habit of being a good customer of a bank;

1, the personal credit card record must be good: if your credit report has credit stains such as malicious overdraft, illegal cash withdrawal, overdue payment for more than 90 days, even if the customer's qualification is excellent, it is difficult to obtain VIP honor.

2. Good credit card consumption habits: It is very important to develop the habit of using more credit cards and spending more credit cards. Credit card spending more than one-third for 3-6 months is more conducive to the success of cash withdrawal, so it is recommended that cardholders try to swipe their cards when spending.

3. Occupational prejudice: People of different occupations have different positions in the eyes of banks. Which occupations are more popular with banks?

Civil servants, doctors, teachers, senior technical titles, certified public accountants, practicing lawyers, top 500 employees, etc. Those who can provide valid professional certificates are all high-quality customers of the bank.

4. Suggestions for the three unemployed or freelancers: you can concentrate your assets, such as daily financial activities in the bank.

In other words, savings cards and credit cards frequently use the services of a bank, and the bank will judge your income and credit status according to your behavior records, so as to determine whether you have the conditions for quality customers.