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Is there no charge for ETC?
Is there no charge for ETC?
Many people are concerned about whether ETC has an annual fee. What is the annual fee for ETC? Let's take a look at the ETC charging standards of various banks:
1, Industrial and Commercial Bank of China, etc
Advantages: Require more payment, free of service charge; ICBC ETC bank credit card is free of annual fee within the validity period; Save 5000 yuan by swiping the credit card five times a year, and avoid the original annual fee or the annual fee of 2000 yuan for the general card; You only need to pay 20 yuan service fee to report the loss.
Defect: deduct two yuan of SMS service fee every month; The points required for redeeming gifts are higher, and there are fewer types of redeeming gifts.
2.CCB, etc
Advantages: SMS service fee is completely free; The withdrawal rate is only 0.5%; 50 yuan for loss reporting; In the first year, the annual fee is free. Gold card annual fee 16 yuan, ordinary card annual fee 80 yuan, free of annual fee for three swipes.
Disadvantages: ETC bank credit card with vehicle function has car wash shop promotion, but 200 yuan annual fee cannot be reduced; _ The number of gifts that can be exchanged per minute is small and the quality is weak.
3.ABC and so on
Advantages: Only1%is required for the service fee of account cancellation and withdrawal procedures; SMS service is completely free; 50 yuan for loss reporting service fee; The annual fee for my first-class platinum card is 580 yuan/year, the supplementary card is free of annual fee, the annual fee is free in the first year, and the annual fee is free in the second year after 12 is cancelled; Annual fee for my first-class gold card 16 yuan/year, and supplementary card 80 yuan/year. The annual fee is free in the first year, and the annual fee is free in the second year after five payments are cancelled.
Disadvantages: _ There are fewer types of convertible gifts; There are fewer types of credit cards; The card opening step is relatively complicated.
4. China Bank, etc.
Advantages: SMS service is completely free; The withdrawal rate is1%; 40 yuan for loss reporting; The first year is free of annual fees, and the second year is free of annual fees six times.
Disadvantages: exchanging gifts requires high test scores and few kinds of gifts.
ETC annual fee standard for financial institutions of Postal Savings Bank: gold card annual fee 125 yuan/year, ordinary card annual fee 50 yuan/year; You can get rid of the original bank credit card annual fee by swiping your card six times a year.
China merchants bank ETC annual fee standard: ordinary card 100 yuan/year, supplementary card 50 yuan/year; Gold card 300 yuan/year, supplementary card 150 yuan/year. If 6 transactions are cancelled, the annual fee for the second year can be waived.
Annual fee standards such as GDB: ordinary card 40 yuan, supplementary card 30 yuan; Gold card 8 yuan/year, supplementary card 48 yuan/year. Free of annual fee in the first year, and free of annual fee in the second year if 6 transactions are cancelled.
The annual fee standard of Bank of Communications ETC: 1 20 yuan/year, the annual fee is exempted in the first year and six times in the second year.
Etc card surcharge 3 yuan January
The surcharges of etc prepaid cards are really varied. Alipay wallet should deduct the surcharge of 1% when applying for ETC. It is true that there are surcharges for ETC in some areas. Generally, ETC charges 3 yuan every month, so you must know clearly when applying for ETC Express Card Service Point.
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