What's the difference between mobile banking and electronic banking?

The difference between mobile banking and e-banking is that mobile banking is a small classification of e-banking business, which mainly includes mobile banking, pocket banking, online banking, WeChat banking and telephone banking. Through e-banking, users can enjoy various online services such as account inquiry, transfer and remittance, investment and wealth management, loan business, living payment, online reservation and so on. , covering all aspects of financial life. In order to let users better experience e-banking services, the Bank is committed to providing customers with more convenient and efficient e-banking services, paying special attention to improving the security of e-banking, and taking multi-level and all-round security protection from the system and technology to ensure the safety of customers' funds.

First, the difference between mobile banking and online banking

If online banking wants to transfer money, it is necessary to install a U shield on the computer to protect the account information, and then enter the password to conduct the transaction. If you use mobile banking for transfer transactions, the requirements of different mobile banking apps are different. Some only require a password, but some will require a password+fingerprint confirmation, and some will require a password+verification code.

Second, the use of electronic banking skills

1. Change the bank binding information in time. If the mobile phone is lost, the mobile phone number changes or the mobile phone number is abnormal, the bank binding information should be modified in time to prevent the original mobile phone number from continuing to use the mobile banking function.

2. Strengthen information protection. Under any circumstances, don't disclose the user name, password, SMS verification code and other information of mobile banking login, and don't lend the mobile phone with mobile banking to others easily to prevent others from stealing their personal information.

3. Ensure network security. Try not to use free wifi to log in to mobile banking in public places. If you use WiFi for networking, please connect to the mobile banking website or application securely while ensuring the security of the wireless network. Don't send information through insecure wireless networks.

4. After using mobile banking, you should click the "Safe Exit" button to exit, so as to avoid that the program may still run in the background.

5. Be vigilant and guard against all kinds of fraud. Don't trust incoming calls or text messages that require money transfer through mobile banking in any name. Don't click on SMS or MMS of unknown origin at will. Delete suspicious SMS or MMS immediately.

Name (computer version): Personal Internet Banking of Industrial and Commercial Bank of China (driven by U-shield certificate)

Applicable system: Win 7/Vista/Win 2003/Win XP/Win 8/Win10.

Browser model: 360 secure browser is based on Chromium 86 kernel.

VersionNo.:13.1.1662.0

We recommend Windows7 and IE8.0 or above, and adjust the computer screen resolution to 1024×768 or above.