Excuse me, what is the maximum term of personal car loan in China Bank?

The loan period for personal car operation of China Bank is generally 3 years. Meet one of the following conditions, the loan period is not more than 5 years (including 5 years):

1. The purchased vehicle is used as a city taxi.

2. The purchased vehicle is equipped with a GPS device, which is not easy to disassemble and can be used normally.

3. The purchased vehicles shall be provided with joint liability guarantee or repurchase guarantee by production enterprises or large automobile trading groups.

4. The borrower has a construction or business contract notarized by the notary department for more than three years.

5. Other circumstances approved by the personal credit review committee of the personal credit business department of the tier-one branch and approved by the authorized approver and the general manager of the personal credit business department.

Due to differences in business in individual regions, please consult our acceptance outlets or call our customer service hotline 95566 for details (please call +86 10-95566 for overseas, Hong Kong, Macao and Taiwan regions).

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.