What does Bao Xiao Customer Service Hotline do?

Bao Xiao Customer Service Hotline is an Internet financial platform under Shenzhen Bao Xiao Internet Financial Services Co., Ltd. ... These calls involving money investment or loans are basically fraudulent calls. It's best not to trust them and consult the major banks if necessary.

Telephone fraud, that is, the use of telephone fraud activities. Telephone fraud has now spread all over the country, and there are 20 common fraud methods.

Remind the public to beware of fraud and beware of telephone fraud. In this case, you should think twice before you act. Don't trust each other easily. Please remember to calm yourself down (don't be led by gangsters) and check the phone number carefully.

If the number is suspicious, it must be a phone threat fraud. If you are suspected of fraud, you should call the police immediately.

Criminals usually commit crimes in different places, cheat in different places and withdraw money in different places. If they cheat citizens, they usually make phone calls from other places or make local calls with mobile phones from other places. Most criminals come from the same area and have a strong sense of "covering" each other.

Criminals often pretend to be relatives, classmates or friends of the victims and cheat the trust of the victims through rhetoric.

The police also introduced that the criminals of telephone fraud were well prepared and carefully formulated a fixed operation process. Before committing fraud, criminals will fully collect the information of the victims and "rehearse" the fraud process.

At the same time, the liar has a clear division of labor. Generally, there is a small group of 3-5 people, and there is a special person who is responsible for making phone calls, managing fraudulent accounts and withdrawing cash. The amount of fraud each time is not much, between 3000-30000 yuan.

Fraud trick 1:

Send short messages to mobile phone users, such as "I'm a notary of XX Provincial Notary Office, congratulations on your mobile phone or phone number winning the XX lottery, and the prize is a car".

Tip: If your mobile phone receives this message, please give yourself a few seconds to think about whether you have entered the lucky draw or participated in any activities. If not, delete, don't reply, and don't believe that pie falls from the sky.

The second trick of fraud:

In the name of ×× Bank, remind you to spend money by credit card in a certain place, and the consumption amount will be deducted from your account.

Tips: If you receive a similar mobile phone text message and then press the phone number in the text message, you will fall into the trap set by criminals step by step. So, don't pay attention to such fraudulent information.

The third trick of fraud:

Call and claim to be an IRS cadre to help you with the tax refund for your car or house.

Tip: If you receive a message from someone, please don't believe such a lie.

The fourth trick of fraud:

Some people claimed to be a staff member of a social security bureau, and told them by SMS that "you didn't receive social security subsidies" and informed the masses to receive social security subsidies or social security refunds.

Tips: Be alert to receiving short messages such as social security subsidies, and don't be credulous to avoid being deceived. Social security accounts and other related issues, the masses can go to the local social security service window for consultation, or call the local labor and social security department to find out.

The fifth trick of fraud:

Someone phoned and pretended to be the Finance Bureau, claiming that they could receive "financial subsidies for newborns", "subsidies for learning difficulties" or "subsidies for car purchases". Ask the masses to provide bank cards and remit them to designated accounts.

Tips: The means of committing such cases is to pretend to be the staff of state organs, dial the fixed telephone number of the victim's family, and ask the victim to transfer money at the bank ATM machine on the grounds of enjoying the national financial subsidy policy.

Therefore, when you receive a similar call, you must carefully screen it. If you don't know the situation, you can't easily follow the telephone prompts at the ATM. You should contact after verifying the accurate information to prevent your property from being damaged. Use people around you to commit fraud.

The sixth trick of fraud:

Someone called to say that your child had been kidnapped and demanded a ransom. There was even the cry of the child on the phone.

Tips: When this happens, you must be calm. First ask the other person if he is a boy or a girl, what he looks like and what kind of clothes he wears.

If the other party's statement is consistent with the child, call the police as soon as possible so that the public security organ can find out the truth. If the other person can't answer your question or is wrong, it must be cheating.

The seventh trick of fraud:

Someone called to say that your family is sick or something happened somewhere, and you need money urgently, so you can transfer it to your bank account.

Tips: When you receive this kind of call, you must verify the truth of the matter clearly, and don't trust others' words easily, lest criminals use your feelings for people around you to commit fraud.

The eighth trick of fraud:

"Hello, your friend ordered a xx song for you to express his thoughts and wishes. Please dial ××× to listen. "

Tip: Don't call back. In this case, when you dial to listen, your phone bill balance will definitely plummet.

The ninth trick of fraud:

"I am on a business trip in other places, and my mobile phone is running out of power. Please help me buy a recharge card, and then tell me the card number and password by SMS. "

Tips: After receiving such a phone call or text message, you must verify the real identity of the other party. Don't accidentally fall into the trap to help a friend in a hurry. To be clear, mobile phones can be recharged by operators all over the country!

Fraud trick number 10:

"Hello, this is the customer service hotline of China Telecom. Due to our work mistakes, your phone bill has been overcharged by * * * for several months. Please press ... "

Tips: After receiving a similar call, you can see through the scam as long as you carefully check the calling number.

Fraud number 1 1:

"For the sale of low-value prepaid cards, the company and the telecom business card printing department jointly launched a mobile phone card recharge with a face value of 100 yuan, which was promoted at a low price in 38 yuan, and agents from all over the country were invited."

Tips: If you receive such information, please don't be tempted by low prices and profits, because criminals often use these lures to trick you into falling for it. Is it possible to ask why if you have something? It is best to implement it in the customer service center before joining.

Fraud trick 12:

If you receive an unknown phone number, or a phone that hangs up after ringing twice, be sure not to reply casually.

Tips: Some numbers starting with 094 1 and 095 1 are value-added pay phones. When people receive a phone call or a strange phone call that starts with these two numbers, they must check it carefully before replying.

Fraud trick 13:

If you receive a strange phone call, the other party claims to be your friend and asks you to guess his identity, please stop playing hide-and-seek with him and ask who he is. If it is your friend, simply check, your friend will not blame you, but it can prevent you from being cheated.

Yes, under the banner of the staff around the superior leader, I asked you to help me handle the personal affairs of the leader.

Tips: Please pay more attention to this kind of calls, don't pay money in a hurry, and it's not too late to help after verifying the identity of the parties.

Fraud trick 14:

Directly recommend to you "you didn't buy XXX, which meets our XXX conditions." You can get a mobile phone for free, just attach a prepaid card equivalent to XXX yuan, and pay the prepaid card at XXX yuan after the goods arrive. "

Tips: The other party may have obtained your online shopping information through Trojans or other reasons (such as being friends with couriers). Please don't believe that the information you have bought online is confidential.

Moreover, they are familiar with the rules of "payment before inspection" of express delivery, and they can't make it successful by inspecting the goods first.

He also said that this kind of fraud with small face value can only be filed as a public security case, encouraging victims to report more cases and forming a group case, and criminals cannot be allowed to go unpunished because of small profits.

Fraud trick 15:

Inform you by SMS that a package has not been taken away because the address is unknown and cannot be delivered. Please call 1 for details.

The phone number 1 claims to be the post office, telling you that your package was taken away by the inspection brigade of a public security bureau branch on the grounds that it contained prohibited items and a credit card. It is strongly recommended that you call the police officer of the Public Security Bureau immediately.

The "a policeman" on the phone number 2 aggravated the situation, and then in order to reduce your economic losses and avoid making things out of nothing, urged you to bear legal responsibility.

Call 3 UnionPay Center to help you freeze your credit card, install an alarm system for your bank card, and finally blackmail, intimidate and extort your money for this reason.

Tips: Please check the public telephone numbers of general administrative organs and public security departments at118114 or on the Internet. Therefore, before you listen to other people's rumors, be sure to confirm the source and credibility of all phone numbers.

Fraud trick 16:

Someone pretends to be a staff member of the local intermediate court or grass-roots court by voice phone, claiming that he has not received the court summons, and asks you to get it at the court as soon as possible within the specified time.

Failure to reach the court within the time limit will be enforced. After the voice broadcast, you will be prompted to dial the "9" key to switch to manual service. After being transferred, an operator will claim to be a staff member of the local intermediate court or grass-roots court.

Ask for ID number, bank card number, passbook password and other related information, and ask to remit the money to the so-called "safe account" so as to handle the relevant filing procedures.

Tips: There are very strict legal procedures for the court to issue subpoenas. The indictment, defense and other litigation materials of a general case shall be signed by the parties in person.

Generally, the "court express" will be delivered by the postal express delivery department, or the bailiff and case-handling personnel will notify the parties and other participants in the proceedings in writing or other forms; Even if it is a telephone notification, it will be clearly accepted.

I will not ask the personal information such as the bank card and ID number of the client on the phone, nor will I use telephone recording.

The court staff also specially reminded that the legal fees of the case should be paid in advance by the prosecutor to the filing court in the court hall, or by the parties concerned to the bank account of the court accepting the case according to the notice of prepayment of legal fees of the court.

The court will issue a formal invoice, there is no remittance payment regulation, and the defendant will not be notified to pay.

Fraud trick 17:

Someone phoned to pretend to be a public security bureau, claiming that there was a so-called "major criminal case" that needed assistance in the investigation, asking the person who answered to tell his ID number, bank card number, passbook password and other relevant information, and asking the victim to transfer the funds to the designated "safe account".

Tips: This is one of the most common fraud methods. If the swindler finds that the other party may be cheated, the next step may be to say that the other party is suspected of a major criminal offence.

Then the analog phone is transferred to the Criminal Investigation Brigade of the Public Security Bureau, and the other party is further required to provide important information such as ID number, bank card account number and password.

When the other party enters the bank card password through the keyboard, the liar will use a voice analysis software to steal the other party's bank card password through the key.

If you receive a call with "area code+1 10", don't believe it is really a call from 1 10. This is a fraudulent phone call from a criminal.

This is because the liar is using the "random number display function", and he can display any number he wants on the other party's mobile phone. Moreover, 1 10 is an alarm call from the local public security bureau and will not be directly used for handling cases.

In addition, if it is really necessary to handle cross-regional cases, the citizens should assist in the investigation instead of calling the police in other places, and they should contact the citizens through the local public security bureau to assist in the investigation.

If you encounter a similar situation, don't trust each other easily, think twice before you do, and don't disclose important personal information such as bank card account number and password to strangers on the phone. If you find any fraud suspects, you should call the police immediately.

Fraud trick 18:

Someone phoned pretending to be the medical insurance bureau, accurately told the baby's date of birth and the baby's mother's name, and then said that the country had introduced a new policy, and newborns had subsidies. He said he couldn't get in touch before, and it was about to expire. Call the designated mobile phone number for consultation and collection.

It is estimated that there will be a handling fee or something. Bao's father Ma Bao must pay attention to this news, and don't be easily deceived!

Tips: The new policies promulgated by the state will be announced in accordance with the publicity system for major issues. If you are not sure, you can check online or ask your relatives and friends to prevent being cheated.

Fraud trick 19:

Someone called and said it was your leader, and gained your trust by understanding the unit, such as the organization of the unit, the birthplace or characteristics of the impostor, and the characteristics of the unit building. , and get your name and phone number from some channels.

Let you go to his office, hang up the phone for 30 seconds and then call to say that there are guests, so you don't have to go to the office. You need to transfer the money to the designated bank card first, on the grounds of entertaining guests and official business, and then say to ask the head of a department for money directly. Be careful.

Tips: Call the leader, and don't be deceived because you are greedy for simplicity or trouble.

The 20th trick of fraud:

Someone called and said it was Taobao Mall, asked if you bought something in Taobao, and then told you the identity of the seller that the product had quality problems. The Quality Supervision Bureau forced the seller to refund the buyer.

Commodity buyers can handle it by themselves and do not return it. After you agree, they will send you a text message link. As long as you click on the operation according to his requirements, the balance of bank cards and credit cards will be brushed away.

Tips: Go to Taobao shop to see if there is any quality problem with the product. Don't click the link. For a normal refund, give him an account such as Alipay and wait for the money to come in. Don't be deceived because of greed.